Search results for 'credit score' (45)

A woman looking at a piece of paper, considering how being a cosigner might affect her credit.
By Jason Guadayo August 5, 2024
Discover how cosigning a loan or credit card can impact your credit score. Learn the risks, responsibilities, and ways to protect yourself as a cosigner. Get expert advice on navigating the world of cosigning and maintaining your credit health.
A woman holding an alarm clock worrying about Late Payments Can Affect Your Credit.
By Jason Guadayo April 17, 2024
Learn about the impact of late payments on your credit score, acceptable reasons for late payments, and strategies to minimize damage and rebuild your credit.
A sign that says fraud alert emphasizes What To Do If You Fall Victim To Credit Card Fraud
By Jason Guadayo February 28, 2024
Unsure what to do If you fall cictim to credit card fraud? Follow our expert tips to quickly protect your finances and credit score.
A city skyline with a credit score on it, emphasizing the idea of will debt would ruin my credit.
By Jason Guadayo February 6, 2024
Discover how debt relief affects credit scores and explore recovery strategies in this comprehensive guide.
Why Does My Credit Card Interest Rate Keep Going Up
By Jason Guadayo November 28, 2023
Uncover the reasons behind fluctuating credit card interest rates and learn strategies to counter their impact, ensuring a smoother financial journey.
Does Checking FICO Score Hurt Credit?
By Jason Guadayo November 10, 2023
Is checking your FICO score damaging? Regular credit score checks help catch errors, boost score, and save money.
How to Dispute Credit Report on Credit Karma
By Jason Guadayo October 27, 2023
Learn how to dispute your credit report on Credit Karma. Ensure accuracy in your financial history and protect your credit score.
An upward-pointing arrow showing the growth of a credit score, strategies to achieve over 100 points
By Jason Guadayo September 25, 2023
Learn proven strategies to improve your credit score by 100 points or more within a year.
hard credit pulls and soft credit pulls and their impact on credit scores.
By Jason Guadayo September 21, 2023
Understand the differences between hard and soft credit inquiries and their impact on your credit score. Learn how to minimize hard pulls effectively.
FICO score and credit score facing off, focus on explaining differences between the two scores
By Jason Guadayo September 12, 2023
Learn how FICO and VantageScores differ, why your credit scores can vary between bureaus, and best practices for monitoring your credit health and scores.
Can identity theft ruin your credit score
By Mike Nittoli June 6, 2023
Learn how fraudulent activities can affect your financial health and discover effective steps to mitigate the damage and protect your credit in the future.
How Often Does Your Credit Score Update
By Mike Nittoli March 10, 2023
Explore how often your credit score updates and why it's crucial. Learn about factors influencing updates and tips for monitoring your credit score.
How Prepaid Credit Cards Can Boost Your Credit Score
By Mike Nittoli February 15, 2023
Discover how prepaid credit cards elevate your credit score by expanding your limit and demonstrating responsible payment habits. Find out more!
How To Build Credit When You Have None Article Image
By Mike Nittoli June 29, 2022
Discover how to build credit from scratch. Learn about credit scores, calculation, and steps to establish good credit.
What is APR on a Credit Card?
By Mike Nittoli April 4, 2022
This article explains what the annual percentage rate (APR) is, how you can determine your credit card's APR, and why it matters to know.
Is Credit Score The Same as Credit Worthiness Article
By Mike Nittoli January 24, 2022
Wondering if your credit score is the same as your creditworthiness? Get the answer and learn more about how to improve your credit rating.
How Much Your Credit Score Increases After Paying Off Credit Cards
By Mike Nittoli October 7, 2021
There are plenty of myths out there about how paying off debt will affect your credit score, but we're going to tell you the truth in this article.
How Long Do Inquiries Stay On Your Credit Report
By Mike Nittoli September 23, 2021
If there are too many new credit inquiries, it can hurt your credit score and result in an increased interest rate or no approval at all.
Maxed Out Credit Cards
By Mike Nittoli September 9, 2021
We'll take a look at the pros and cons of each option so you can make an informed decision about how to handle your maxed-out credit card.
Does Refinancing Hurt Your Credit Score Article Image?
By Mike Nittoli August 3, 2021
People can save money when they refinance their home loans because the rates and terms of a new loan are better than those from an original fixed rate.
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