Get in touch
(833) 865-2028
inquiries@pacificdebt.com
Debt Relief Program
Pacific Debt Relief's nationwide debt settlement program is a great debt solution designed to help individuals who are struggling with debt regain control of their financial situation. The program aims to reduce credit card debt by up to half and offers a free consultation to discuss your unique financial circumstances and the best possible solution for debt relief.
Reduce Credit Card Debt By Up To Half
Pacific Debt Relief offers the only solution that significantly reduces your debt to less than you currently owe. That means you get debt-free in a fraction of the time it would take with other options. Save thousands by lowering your debt balance and wiping away years of future interest and payments.
Call us today for a FREE consultation!
Are you
struggling with overwhelming debt? You're not alone. Many people find themselves in the same situation. But there is hope! At Pacific Debt Relief,
we are dedicated to helping people reduce their debt substantially and
achieve financial freedom.
We are a
nationwide debt settlement company, are accredited by the
Consumer Debt Relief Initiative, and have
helped thousands of customers across the country with our debt settlement program.
During our
FREE consultation, our award-winning debt specialists will work with you to understand your unique financial situation and help you find the best debt relief solution. Don't let debt control your life any longer. Pacific Debt Relief can help you take back control of your finances.
Debt Relief Success Stories
At Pacific Debt Relief, we take pride in empowering our clients to regain control of their financial lives. Our success stories are a testament to our dedication and expertise in providing effective and compassionate debt relief services. We believe that everyone's debt story is unique, but the common thread is the relief and freedom that comes from successfully managing and eliminating debt.
Real Stories, Real Success
The path to financial freedom is rarely a straight line. It's filled with twists, turns, and sometimes a few setbacks. But with determination and the right guidance, it's possible to navigate this path successfully. Our clients' stories are proof of that.
In this section, you'll find video testimonials from individuals who have worked with us to significantly reduce their debt and ultimately achieve financial freedom. They've experienced firsthand the relief that comes from having a manageable payment plan and seeing their debt decrease month after month.
These are real stories from real people who were once in your shoes, struggling with overwhelming debt and feeling like there was no way out. Their stories are not just about the numbers, but also about the emotional burden lifted and the new opportunities that financial freedom has provided them.
Your Debt Relief Journey Starts Here
We hope these stories inspire you and give you hope that a brighter financial future is possible. Remember, the journey towards debt freedom isn't a sprint—it's a marathon. And like any marathon, it starts with a single step.
Ready to take that first step? Contact us for a free consultation and start your own success story today.
Our Debt Relief Program
Are you overwhelmed by mounting debts and seeking a reliable solution? Look no further! Pacific Debt Relief brings you an unparalleled debt relief program that can help you regain control of your financial future. Our comprehensive debt relief programs are designed to address your unique circumstances and pave the way to a debt-free life.
Why Choose Our Debt Relief Program?
- Experienced Professionals: With years of experience in the industry, our team of seasoned experts possesses the knowledge and skills to negotiate with creditors on your behalf. We strive to reduce your debt burden while safeguarding your financial well-being.
- Proven Results: Our track record speaks for itself. Countless individuals have benefited from our debt relief program, achieving significant reductions in their outstanding debts and regaining financial stability.
- Client-First Approach: At Pacific Debt Relief, we prioritize your interests. Our client-first approach means that your financial goals are at the forefront of every decision we make. We work tirelessly to provide you with a hassle-free experience throughout the debt relief process.
Get Started Today
Take the first step towards a debt-free future. Contact us now to schedule a free consultation with one of our debt relief specialists. Our dedicated team will assess your financial situation, explain the available options, and guide you towards the most suitable debt relief program tailored to your needs.
Debt Relief Program Service Areas
The program is offered in multiple states across the U.S, and the website provides information on each state's statute of limitations, protections against creditor harassment, and general debt statistics. As you look through the list of states, we at Pacific Debt Relief have included information about each state’s statutes of limitations, additional protections against harassing creditors, and general statistics that may explain how easy it is to get into debt in your state.
If your state is not listed, Pacific Debt Relief is not able to help you directly. However, if you give us a call, a debt specialist can refer you to one of our trusted debt settlement companies.
Our nationwide debt settlement program is available in the following states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming
What outstanding debt can Pacific Debt Relief help with?
Pacific Debt Relief can help with unsecured debt like credit card debt, utility bills, medical debt and other consumer debt.
Debt Relief Programs
If you have spent any time searching for debt settlement companies on the internet you know there are many options. Before you select a debt relief program, do some investigation on not only your options but on how reputable your possible debt relief company is.
You’ll want to look for in a debt relief program:
- Accreditation with BBB, Consumer Debt Relief Initiative (CDRI), and the International Association of Professional Debt Arbitrators
- Good reviews with independent rating companies like TrustPilot & Google
- No upfront fees
- A dedicated account manager
- Longevity - how long has the company been in business
- Proven track record with common credit agencies
- Licensed in your state
Debt Relief Reviews: Pacific Debt Relief
Unlike credit counseling agencies or debt consolidation companies, Pacific Debt's main objective is to reduce your debt and monthly payments with its national debt relief program. Along the way, you'll learn to live debt free without utilizing unsecured loans, personal loans, or credit cards. If you successfully follow the Pacific Debt national debt relief program, you may be out of debt in as little as 2 to 4 years.
Pacific Debt Relief can help with
various forms of unsecured debt, including credit card debt, utility bills, medical debt, and other consumer debts. The company is
accredited by
BBB,
Consumer Debt Relief Initiative, and the
International Association of Professional Debt Arbitrators.
To be eligible for the Pacific Debt Relief program, you must:
- Have more than $10,000 in unsecured debt (credit card debt, payday loans, debt consolidation loans, personal loan debt, medical bills, collections and repossessions, business debts, and some student loans). Unsecured debts are not backed by an asset.
- You are having difficulties making minimum payments on your unsecured debt
- Live in a
state where we can do business.
What to expect from our Debt Relief Program
- One low monthly debt relief program payment is based on your budget
- May be able to resolve your debt in 2-4 years
- No upfront fees
- Personal attention from your assigned Account Manager and Certified Debt Specialist
- Develop a plan to pay off debt at a lower negotiated rate.
- Rated Best Customer Service & Support
Pacific Debt Relief Testimonials & Accolades
Pacific Debt is proud of our reviews and encourage you to check out what real Pacific Debt clients have to say about our debt relief services. Pacific Debt is also proud to receive top ratings from a number of independent ranking companies.
In addition to our debt relief customer ratings, Pacific Debt Relief is proud to be accredited by
- The International Association of Professional Debt Arbitrators
- The Consumer Debt Relief Initiative
- Better Business Bureau
In addition, the Federal Trade Commission, a government program, oversees debt settlement companies and debt consolidation companies and Pacific Debt Inc is recognized by them. Always check the accreditation of debt settlement companies!
Get Started Today! Best Debt Relief Program Steps
If you are ready to give our debt specialists a call, here is what you can expect to happen. Remember, we are on your side and we are here to help.
- Enroll with Pacific Debt Relief - get a free consultation
- Pick the best debt solution to your financial situation
- Enroll in Pacific Debt’s national debt relief program
- Put money into an FDIC insured Special Purpose account each month - you'll have 24/7 access online
- Your Account Manager will negotiate with your creditors
- Your Account Manager will contact you every few weeks
- Work towards being out of debt in 24 to 48 months!
Pacific Debt Relief is not for you if
- You want ONLY to improve your credit score or credit report
- You ONLY want significantly lower interest rates
- You can make more than minimum payments and have a good credit score
- Can not make a monthly payment into a savings bank account
Educational Resources
At Pacific Debt Relief, we believe knowledge is power. That's why we are committed not only to providing effective debt relief solutions, but also to educating our clients about the dynamics of debt and financial management. We want to equip you with the information and tools you need to make informed decisions about your financial future.
Our educational resources are designed to help you understand the intricacies of debt, the different types of debt relief options, and the implications of each option. Whether you're just starting your journey to financial freedom or you're already on your way, these resources can offer valuable insights and guidance.
Learn and Grow
Our Educational Resources section is a treasure trove of information designed to help you better understand and manage your financial situation. Here's a snapshot of what you can find:
- Detailed articles on how debt settlement works: Get a step-by-step understanding of the debt settlement process, from initial consultation to final payment.
- Comparisons of Debt Settlement Companies: Make informed decisions by comparing the offerings and performance of different debt settlement companies.
- Tips and advice on managing debt: Find strategies for overcoming debt, including the do's and don'ts of debt relief.
- Additional insights on debt relief options: Understand the various debt relief options available to you, and which might be the best fit for your circumstances.
Empower Yourself
We believe that education is a vital part of the debt relief process. By understanding your options and the potential outcomes of different decisions, you can take control of your debt and work towards financial freedom with confidence.
Explore our resources, empower yourself with knowledge, and take the next step in your financial journey with Pacific Debt Relief.
Pacific Debt Testimonials
Pacific Debt Relief Program Case Studies
I work in insurance and my pay fluctuates each month, I’m not on a strict salary so my monthly income varies month to month. As a result it is difficult to manage my situation because I don’t know exactly how much is coming in …
Location: San Diego, California
I am having a very difficult time paying the debt down while dealing with high interest rates and the balances.
Location: Houston, Texas
In Dec 2011 I lost my job. I had zero debt at the time. I had to use the cards and my saving to stay afloat. I am now looking catch up on the debts on soon as possible. I am making payments but can only afford the minimums.
Location: Miami, Florida
I’m going through a divorce and I have fallen behind on payments. I have reached out for assistance through debt settlement to pay off my accounts listed and avoid bankruptcy.
Location: Norfolk, Virginia
Now with changes in our income and having a lot of things change in our household we want to get out of debt a soon a possible with a payment that will be more affordable.
Location: Pittsburgh, Pennsylvania
I was in over my head with monthly payments on my credit cards and I began to fall behind. I reached out for assistance with my debt to pay off my credit cards and avoid bankruptcy.
Location: Rochester, New York
I fell behind on my debts when I had to evict my tenants out of my rental property. I had to use the credit to keep up with the overhead. I am now looking to set a plan in place to resolve them as soon as possible.
Location: Raleigh, North Carolina
Pacific Debt Relief is a nationwide debt settlement company located in the United States and is a leader in the debt settlement industry. Pacific Debt Relief offers certified debt specialists who specialize in the debt settlement process. We may be able to help you get out of debt in two to four years, depending on your financial situation. Pacific Debt focuses on settling unsecured debt like most consumer debt. That means you do not have to take out personal loans.
As long as you have more than $10,000 in enrolled debt, we can help you to eliminate debt. If you have secured debt or certain student loans, we can help you find a debt relief company who can help. Pacific Debt offers a free consultation to help you understand your debt relief options.
Pacific Debt is proud of our customer testimonials. As you read through them you'll see that practically all of them recommend Pacific Debt for both our debt settlement services and our award winning debt specialists that are here ready to help you.
While you search for the best debt settlement company, always look for accreditation with the International Association of Professional Debt Arbitrators and other accreditation agencies.
FAQs
Head Office
750 B Street Suite 1700
San Diego, CA 92101
Hours of Operation
Mon-Thurs: 6am - 7pm PST
Friday: 6am - 4:30pm PST
Saturday: 7:30am - 4:30pm PST
Clients
Phone: (877) 722-3328
Fax: (619) 238-6709
Email: cs@pacificdebt.com
Non-Clients
Phone: (833) 865-2028
Fax: (619) 238-6709
Email: inquiries@pacificdebt.com
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*Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.
*Your visit to our website may be monitored and recorded from essential 3rd party scripts.
*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. We are not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. We are licensed where we engage in business. NMLS # 1250953. The use of our services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825.