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What We Live By
Pacific Debt Relief Core Values
At Pacific Debt Relief, our Core Values are personified daily. They're a way of life.
Our Core Values were created by our management and employees. With multiple concepts and themes created, we narrowed down our list and in early January 2020, our Core Values were ratified. We expect our employees, at all levels, to be a student constantly, studying their performance, our "craft" and to come back stronger for our clients and for ourselves each day. We're obsessed with prioritizing our growth, our goals, and mastering ourselves. The result: customer service excellence, exceptional team work, and a culture that makes work feel like home rather than a place to just clock in and clock out.
Besides being distinctive, our beliefs create the architecture of Pacific Debt's actions: Our values guide everything we do, including how we interact with our employees, how we interact with our clients, and how we do business with partners.
Strategy and processes may change, but our core values remain the same.
Our Mission
To eliminate debt one household at a time while placing people first.
Our Values: How We Carry Out Our Mission
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"To eliminate debt one household at a time, while placing people first."
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*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. We are not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. We are licensed where we engage in business. NMLS # 1250953. The use of our services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825. Pacific Debt, Inc. is registered with the California DFPI under the CCFPL registration number 01-CCFPL-1250953-3419036.