Pacific Debt Relief Company Logo
(833) 865-2028
Pacific Debt Relief Company Logo
(833) 865-2028

About Pacific Debt

Pacific Debt Relief approaches our clients and partners with the highest level of commitment. Our goal is to help people overcome their debt, utilizing the best way that works for their financial goals. Get a free consultation today from a debt specialist.

How Pacific Debt Relief Started

Pacific Debt Inc was founded in 2002 by Kevin Landie, in San Diego to address the growing tide of consumer debt in America. It’s now one of the best debt consolidation companies with a BBB Accredited rating.


At the time Pacific Debt (PDI) was founded, consumers saddled with high levels of consumer debt were often faced with very difficult choices and a limited number of options.


Traditional options for resolving one’s debts included credit counseling services, home equity loans, and bankruptcy.


The early 2000s were a huge boon to credit card issuers and as a result, the debt settlement industry was born.


Debt settlement is an alternative to consumer credit counseling and bankruptcy and does not require collateral like most consolidation loans.


Pacific Debt is Legitimate


During the early 2000s, the debt settlement industry flourished due to a lack of regulation. Unfortunately for consumers, many of the companies that got involved early-on put profits before customers and did not help customers get out of debt.


The industry attracted fly-by-night operators, advance fee schemes and a barrage of consumer complaints. Kevin knew there had to be a better way.


In early 2003, Kevin teamed up with Sierra Izzard, who currently serves as the Company’s Director of Operations. Kevin and Sierra worked tirelessly to build an organization that puts customer satisfaction at the center of the Company’s culture.


During October 2021, the company rebranded it's name from Pacific Debt Inc, to Pacific Debt Relief. Being that the newer name would allow Pacific Debt to remain loyal to its roots with debt settlement.


Today, Pacific Debt Relief is a nationwide debt settlement company and located in beautiful San Diego, California.


The company settles millions of dollars in consumer debt through the debt settlement program each month while maintaining Kevin and Sierra’s vision of a consumer-friendly experience. 


Pacific Debt Relief San Diego Accreditation


Pacific Debt, Inc has pursued all the accreditations necessary to providing top notch services. As an accredited debt settlement company, Pacific Debt is recognized by

  • Consumer Debt Relief Initiative
  • International Association of Professional Debt Arbitrators
  • Better Business Bureau

The International Association of Professional Debt Arbitrators provides training to our professional debt arbitrators so that every member of our certified debt specialists provides the best possible service for our clients.


New Name, Same Debt Negotiation Services


During October 2021, the company rebranded from Pacific Debt Inc, to Pacific Debt Relief. The updated name allows Pacific Debt to remain loyal to its roots with debt settlement while discussing other debt relief services.


We still offer the same great free consultation so you understand your debt relief options.

LEARN MORE

$500,000,000+

Settled

32

States Served

4.9

Average Star Rating

20

Years of Service

Over $500 Million in Debt Settled Since 2002


Pacific Debt Relief is a nationwide debt settlement company located in beautiful San Diego, California. The company settles millions of dollars in consumer debt each month while maintaining Kevin and Sierra’s vision of a consumer-friendly experience.


Highlights of our debt relief program include:

Customer Reviews Recommend Pacific Debt


Our Pacific Debt reviews mean a lot to us and Pacific Debt strives to succeed with every client. Check out these Pacific Debt reviews and see what our customers are saying about our debt relief program!

  • Pacific Debt is has a Better Business Bureau A+ rating (4.93 rating and over 1678 reviews)
  •  4.8 star rating by BestCompany.com (over 2379 client reviews)
  •  4.8 star rating by TrustPilot based (over 1613 verified consumer reviews)
  •  ConsumerAffairs.com Accredited (over 544 verified reviews with an average rating of 4.6 stars)
  •  A Top 10 Rated Company by TopTenReviews.com, ConsumersAdvocate.com and Top10debtconsolidation.com
  •  4.6 star rating by Google (Over 229 client reviews)
  •  100% rating by SuperMoney (9 client reviews)

Pacific Debt Inc offers debt relief services in the following states:


Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming


If you need debt relief services but do not qualify for Pacific Debt services or live where Pacific Debt operates, we will refer you to a trusted party.


Contact one of our debt relief specialists for a free consultation.


What Debt does Pacific Debt Address?


Pacific Debt Relief focuses on unsecured debt like payday loans, personal loans, debt consolidation loans, and credit card debt.

We do not handle secured debt like car loans and mortgage loans. If you have issues with secured debt, we may be able to refer you to other debt relief companies.


What Can I Expect From Pacific Debt's program?

  • Affordable monthly payments based on your budget
  • Resolve your situation in 2-4 years
  • No upfront fees with low monthly program payment fees
  • Personal attention from your assigned personal account manager and certified debt specialist as you work through the debt settlement process
  • Develop a monthly payment plan and possibly lower interest rates.
  • Excellent Customer Service & Support
  • Pacific Debt negotiates decreased balances and lower interest rates
  • No personal loans or debt consolidation loans required

The Pacific Debt Relief Program


Above all though, the biggest difference between Pacific Debt and many of its competitors is the personal level of service the consumer receives throughout the process. Here are a few examples:


Enrollment


At Pacific Debt Relief you will work one-on-one with a Program Debt Adviser to determine if debt settlement is a good fit for you. This includes reviewing your accounts to determine their eligibility, completing a detailed budget to ensure the program is affordable and getting you a free estimate and plan tailored to your financial situation. If debt settlement isn’t right for you, we do our best to point you in the right direction so that you get the help you need.

Client Care


Pacific Debt has a small team of caring individuals dedicated to helping you navigate the early stages of the process. This includes assisting you with managing creditor calls, helping you gather all relevant documents and making any early changes necessary to ensure your program's success.

Account Management


Once it is time to begin settling your debt, you will be assigned to a Personal Account Manager. Our staff have years of experience, training and leverage with the collective experience of our many years in business.


Each time we settle an enrolled account you will need to authorize the settlement and we will get it in writing for your records.


Our Account Managers work to develop a personal professional relationship with each of our clients so that you have a high level of trust as the program proceeds.


Your Account Manager will provide you monthly updates on your progress and bring you up to speed on any ongoing negotiations. Fore more info, visit our debt relief program.


Pacific Debt has helped thousands of people reduce their debt. Since 2002,  we've settled over $500 million in debt for our clients. Contact with us today to see how we can help.

GET FREE CONSULATION

Our Principals

Kevin Landie CEO

Kevin is a San Diego native and graduated from San Diego State with a degree in business. Currently he serves as the Company CEO. He started his career as Investment Advisor before getting his foot in the door at a large well known debt settlement company. Working for two separate debt settlement companies before founding Pacific Debt, Kevin knew that debt settlement had potential to be a valuable consumer option if executed properly. When he isn’t at the office, Kevin enjoys spending time with his family, watching the Padres and enjoying the beach.

Sierra Izzard COO

Sierra grew up in Ventura Country north of Los Angeles and graduated with a degree in Economics from UC San Diego. Prior to joining PDI in 2003, Sierra spent much of his career as a financial writer as well as in business to business marketing and sales. As the Director of Operations, Sierra is involved with our debt settlement floor operations, state compliance and customer service activities. When Sierra is not working, he enjoys spending time with his growing family, as well as running and rooting for the Chargers and Lakers.

Senior Management

Anthony Zoblescin

Director of Information Technology

Anthony is originally from Arizona but has chosen San Diego as his current home. He attended the University of San Diego and is a certified PMP. Serving as the Director of Information Technology for Pacific Debt, Anthony has led multiple holistic IT initiatives that have effectively and efficiently transformed the way the company operates. While his primary focus is on confidentiality, integrity and availability of Pacific Debt’s critical infrastructure, he strives to make Pacific Debt as efficient as possible through process automation. In his spare time, he enjoys outdoor exercise, video games, driving and motorsports. Anthony was named a San Diego Top Tech Exec by the San Diego Business Journal in 2020.

Chris Lozano

Director of Enrollment

Chris Lozano oversees the Enrollment Department at Pacific Debt. Originally from a small town, he is the youngest of six. He attended Riverside Community College before attending San Diego State University and has stayed in San Diego since, dubbing the city his new home. Chris has been with Pacific Debt since 2009. He feels blessed to be part of an amazing team that is responsible for helping clients through tough times. He's helped grow Pacific Debt's team over the years and is extremely proud of what Pacific Debt has accomplished. Chris is happily married with three wonderful boys and enjoys spending free time with family exploring the outdoors and traveling.

Julia Quirke

Director of Client Experience

Julia joined our organization as an ATD Certified Master Trainer whose career as a corporate trainer has been largely focused on customer service and sales, stress management and emotional intelligence. Julia joined Pacific Debt Relief in 2014 as the Client Care Manager and is now the Director of Client Experience. She's passionate about ensuring our clients receive the top notch education and support needed to guide them through their journey to becoming debt free. Julia loves nature and animals, music, art and design. She's currently pursuing certification in Restorative Yoga with the goal of helping others to heal trauma.

Jessica Enright

Director of Negotiations

Jessica moved to San Diego from the Motor City (Detroit, MI) in 2012. Always having a passion for people, she has worked in customer service and coaching for most of her professional life. Jessica has worn many hats with PDI, starting at the front desk and working her way up to her current position. She consults with all departments in the company to ensure clients have an effective and efficient debt settlement experience. When Jessica is not working, she spends time with her 5lb Chihuahua Yorkie, Stannis Baratheon, or teaching indoor cycling at a local spin studio.

Jennifer Perry

Client Care Manager

Jennifer leads the client care team, ensuring no client is left behind.  She's been with Pacific Debt since 2015 and has developed her knowledge around debt settlement and clients intricately. She has grown to appreciate what Pacific Debt does for its clients and the work it takes to help them get out of debt. She enjoys her career, working with her team, who are committed to getting people out of debt and starting their new lives. Outside of work, Jennifer enjoys spending time with her family: her husband, two amazing children, her 3 dogs, and a cat. 


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