Why Pacific Debt? We are BBB Accredited, Certified, and Trusted


Unlike credit counseling agencies or debt consolidation companies, Pacific Debt’s main objective is to reduce your debt and monthly payments. Along the way, you’ll learn to live debt free without utilizing unsecured loans or credit cards.


If you successfully follow our nationwide debt settlement program, you can be out of debt in as little as 2 to 4 years. We have a BBB Accredited rating and have settled over $500 Million in Debt for our clients.


Please take the time to read real reviews from real people that we have helped with debt relief. Read our Trust Pilot Pacific Debt reviews here. You can also read our accredited debt relief reviews straight from the Better Business Bureau website.


Contact us today and get a FREE consultation with no obligation.

  • How the Pacific Debt Program Works Transcript

    Are you struggling to pay off over 10,000 dollars in credit cards or personal loans? At Pacific Debt, we know what it’s like…and we’re here to help! Since 2002, we’ve helped consumers like you become debt free in as little as 24 to 48 months with one affordable monthly program payment. … And, our proven program doesn’t just reduce interest rates, we also negotiate with creditors to reduce the principal amount owed! Pacific Debt is accredited with the BBB and maintains a stellar A+ rating. Best of all, we charge absolutely no upfront fees! Getting started with Pacific Debt is easy: First, call us for a free consultation. One of our Debt Specialists will review your situation and budget, and develop a customized plan to have you out of debt in 24 to 48 months. Once enrolled, you’ll be assigned a personal account manager to guide you through the settlement process. We’ll keep you updated throughout the process until all your debt is settled! Still not sure Pacific Debt can resolve your financial difficulties? See what our other satisfied clients have to say. We have thousands of 5-star reviews from trusted sites like BestCompany, Google, and TrustPilot – to name a few! Call 877-722-3328 or fill out the form at www.pacificdebt.com for your free consultation today! Click here to watch the "How the Pacific Debt program works" video.