Unlike credit counseling agencies or debt consolidation companies, Pacific Debt’s main objective is to reduce your debt and monthly payments. Along the way, you’ll learn to live debt free without utilizing unsecured loans or credit cards.
If you successfully follow our nationwide debt settlement program, you can be out of debt in as little as 2 to 4 years. We have a BBB Accredited rating and have settled over $500 Million in Debt for our clients.
Please take the time to read real reviews from real people that we have helped with debt relief. Read our Trust Pilot Pacific Debt reviews here. You can also read our accredited debt relief reviews straight from the Better Business Bureau website.
Contact us today and get a FREE consultation with no obligation.
Are you struggling to pay off over 10,000 dollars in credit cards or personal loans? At Pacific Debt, we know what it’s like…and we’re here to help! Since 2002, we’ve helped consumers like you become debt free in as little as 24 to 48 months with one affordable monthly program payment. … And, our proven program doesn’t just reduce interest rates, we also negotiate with creditors to reduce the principal amount owed! Pacific Debt is accredited with the BBB and maintains a stellar A+ rating. Best of all, we charge absolutely no upfront fees! Getting started with Pacific Debt is easy: First, call us for a free consultation. One of our Debt Specialists will review your situation and budget, and develop a customized plan to have you out of debt in 24 to 48 months. Once enrolled, you’ll be assigned a personal account manager to guide you through the settlement process. We’ll keep you updated throughout the process until all your debt is settled! Still not sure Pacific Debt can resolve your financial difficulties? See what our other satisfied clients have to say. We have thousands of 5-star reviews from trusted sites like BestCompany, Google, and TrustPilot – to name a few! Call 877-722-3328 or fill out the form at www.pacificdebt.com for your free consultation today! Click here to watch the "How the Pacific Debt program works" video.
750 B Street Suite 1700 San Diego, CA 92101
Mon-Thurs: 6am - 7pm PST
Friday: 6am - 4:30pm PST
Saturday: 7:30am - 4:30pm PST
Phone: (877) 722-3328
Fax: (619) 238-6709
cs@pacificdebt.com
Phone: (833) 865-2028
Fax: (619) 238-6709
inquiries@pacificdebt.com
Phone: (833) 865-2028
Fax: (619) 238-6709
creditorinquiries@pacificdebt.com
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*Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.
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*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. We are not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. We are licensed where we engage in business. NMLS # 1250953. The use of our services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825. Pacific Debt, Inc. is registered with the California DFPI under the CCFPL registration number 01-CCFPL-1250953-3419036.