When Abram enrolled with Pacific Debt Relief, he faced a painful financial situation that many American families know all too well - over $35,000 in overwhelming debt leading to constant anxiety and stress. His journey, fraught with unexpected medical bills, car repairs, and the day-to-day expenses of raising four children, epitomized the struggle of staying afloat amidst life's unpredictability.
As he shares in
his video testimonial and review, Abram felt trapped in a vicious debt cycle, struggling to make ends meet despite his hardest efforts. The emotional toll was evident as he recounted the chronic stress and hopelessness that overshadowed his family's life, highlighting a decade-long battle against debt that seemed insurmountable.
In his quest for relief, Abram discovered
Pacific Debt Relief - an accredited company renowned for its personalized service and exceptional results. With over 20 years of experience, Pacific Debt has guided tens of thousands toward financial freedom through customized debt settlement programs, earning an A+ rating from the
Better Business Bureau and glowing reviews on
Trustpilot.
Pacific Debt Relief's approach is rooted in understanding and empathy, offering strategic support to reduce and resolve consumer debt. Their programs are designed not just to settle debts but to empower individuals like Abram, enabling them to envision a future free from financial burdens.
Abram knew all too well the chronic stress of living with overwhelming debt - the anxiety of another surprise expense triggering crushing feelings of hopelessness. He felt deep uncertainty about keeping up with monthly payments, worried one financial stumble could make his family lose everything.
Over 10 long years, the weight of debt took an emotional toll, leaving Abram exhausted and ready to give up on his goals entirely. As he shares:
"If you have debt you understand how stressful it is, you understand how overwhelming and how high that mountain is to climb and you feel like you're never going to get out of it" Abram says.
This constant uncertainty and darkness consumed Abram, permeating every area of family life. He desperately needed a lifeline - some way to finally take control again instead of debt controlling him. Rediscovering true stability and peace required bold new solutions.
After hitting rock bottom financially and emotionally, Abram realized he needed to seek outside support. He started researching debt relief options for a reputable solution, hoping to find a company who would walk alongside his family on the journey to stability.
That solution came from
Pacific Debt Relief's debt settlement program. Abram enrolled and immediately felt the company's personable approach, with caring staff like Eric in enrollment answering every question to address his specific situation.
Once in the program, Abram stopped communication with creditors and contributed to a monthly settlement account while Pacific Debt's experienced negotiators settled his accounts. His detailed account of the enrollment process, his interactions with Pacific Debt staff, especially Eric and Miriam, and the personalized support he received, underscore the company's commitment to their clients' success.
With Pacific Debt's expertise, Abram's total debt balance was settled rapidly for an incredible discount he could have never achieved alone. No longer alone on his debt freedom journey, he felt empowered by the company's collaboration and ongoing customer support.
"By the end of the program it was about $36,000 give or take and we ended up settling all of our debt for $14,000," Abram explains, "which is like less than 50% - I was blown away."
Today, Abram describes his family's life after the program as amazing - finally unburdened by the constant financial stress that once dimmed all his hopes and goals.
"It's incredible and we can do what we want. We moved across the country...It just feels great not to have that financial burden anymore like you are truly financially free and you no longer have that debt weighing you down," Abram joyfully declares.
Ready to step into your debt-free future? Abram strongly encourages anyone tired of debt fatigue to
reach out to Pacific Debt Relief and rediscover real hope. His story is a testament to the transformative power of Pacific Debt's program, offering a beacon of hope for those feeling overwhelmed by debt.
Debt settlement is a form of debt relief, which aims to help consumers settle unpaid debts for less than they owe. Companies like Pacific Debt Relief negotiate with creditors and debt collectors on the consumer's behalf to substantially reduce balances.
As for Abram, settlement can resolve stressful, seemingly impossible-to-pay debts for much less than the full balance. This saves money and frees consumers from constant financial anxiety.
Pacific Debt Relief specializes in settling unsecured debts, including credit cards, medical bills, personal loans, and more. Their debt relief programs offer customized plans tailored to the unique financial situations of each client.
While debt settlement may initially affect your credit score, it's possible to quickly rebuild it after the debt has been settled. For instance, Abram saw his credit score rebound to even higher levels than before, just months after completing Pacific Debt's program.
Savings vary, but Pacific Debt Relief can save up to half or more in settled debt reductions for a significant financial fresh start. You can get a FREE consultation with our debt relief experts.
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Phone: (877) 722-3328
Fax: (619) 238-6709
cs@pacificdebt.com
Phone: (833) 865-2028
Fax: (619) 238-6709
inquiries@pacificdebt.com
Phone: (833) 865-2028
Fax: (619) 238-6709
creditorinquiries@pacificdebt.com
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*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. We are not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. We are licensed where we engage in business. NMLS # 1250953. The use of our services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825. Pacific Debt, Inc. is registered with the California DFPI under the CCFPL registration number 01-CCFPL-1250953-3419036.