Last Updated: November 09, 2023
Pacific Debt Relief is a premier debt relief company helping consumers lower their monthly payments and become debt-free. Our team of experts specializes in debt settlement, debt consolidation, and credit counseling. Learn more about our services and get started today.
I think I am going to like it very much. Eva L. was great. She explained every thing in full detail. I wish I had called sooner. Thanks so much
Our debt relief program involves working with your creditors to reduce your total owed balance. We negotiate with your lenders to agree on a reduced settlement amount that resolves your account.
We help with all types of unsecured debt including credit cards, medical bills, personal loans, and more. Debt relief only works for unsecured debts that can be negotiated.
Debt relief may impact your credit score negatively at first, as accounts are closed. However, becoming debt-free can improve your credit long-term. We guide you to help you rebuild credit.
On average, our debt relief program takes 24-48 months. The timeline depends on your unique financial situation. We strive to help you become debt-free as quickly as possible.
Debt relief is not without risks. Your creditors may pursue collections or legal action if you stop making payments. We help protect you through the negotiation process. Your credit score may drop initially.
Our fees depend on your total enrolled debt amount. We only charge a percent of your overall debt when settlements occur. There are no upfront costs or monthly fees.
If you're struggling with high-interest debt, Pacific Debt Relief can help. Contact us today for a free consultation and see how we can lower your monthly payments. As a top-rated debt relief company, our team can provide the assistance you need.
750 B Street Suite 1700 San Diego, CA 92101
Mon-Thurs: 6am - 7pm PST
Friday: 6am - 4:30pm PST
Saturday: 7:30am - 4:30pm PST
Phone: (877) 722-3328
Fax: (619) 238-6709
cs@pacificdebt.com
Phone: (833) 865-2028
Fax: (619) 238-6709
inquiries@pacificdebt.com
Phone: (833) 865-2028
Fax: (619) 238-6709
creditorinquiries@pacificdebt.com
California Privacy Policy | Do Not Sell My Personal Information
GLBA Privacy Notice | CDRI Accredited Member
*Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.
*Your visit to our website may be monitored and recorded from essential 3rd party scripts.
*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. We are not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. We are licensed where we engage in business. NMLS # 1250953. The use of our services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825.