Video Testimonials

0:00

hi my name's Lou due to the uninsured

0:04

medical bills and unforeseen living cost

0:08

I had to start using my

0:10

card I was making more than the minimum

0:14

payment but the finance charge was just

0:18

eating me up alive I went ahead

0:23

and um went to see a um bankruptcy

0:29

attorney

0:30

because I did not want my children to be

0:33

stuck with um a Deb of mine with my

0:38

failing

0:39

Health the bankruptcy attorney highly

0:43

suggested not to go that route he gave

0:46

me two names of two different places to

0:50

check

0:51

into I went ahead and checked into both

0:54

the first one was definitely out I did

0:56

not feel comfortable with them the

0:59

second one was Pacific debt when calling

1:03

them um they went through everything

1:06

thoroughly and I took detailed notes and

1:10

contacted them um several times and then

1:15

a week later after reviewing all the

1:19

information um I went ahead and signed

1:23

on

1:24

board they went ahead and had told me

1:27

initially about having an attorney Le

1:31

and that if um after I signed on board

1:36

if they would send me any threatening

1:39

letters or calls to definitely call them

1:43

immediately and that they would uh take

1:46

care of that immediately that I did not

1:49

have to worry about that which was very

1:54

reassuring so that was very comforting

1:57

to me the other place did not mention

2:01

that at

2:02

all so uh within six months of signing

2:06

up I went ahead had a resolved case they

2:12

settled for less than half of what I

2:15

owed and I did no longer have to worry

2:18

about my children having to deal with

2:21

that debt after I was

2:24

gone if it wasn't for Michael Miriam and

2:28

Julia I do not know what I would have

2:30

done they handled each occurrence with

2:35

professionalism Pacific death definitely

2:38

saved

2:39

me so much

2:42

stress and money I highly recommend them

2:47

to anyone in a similar

2:51

situation I truly thank them and they

2:55

truly made a difference thank you

2:58

Pacific debt

0:00

[Music]

0:07

hello I'm John I live in East Texas and

0:10

I'm 79 years old five years ago I wasn't

0:15

swimming in debt I was drowning in it I

0:19

owed tens of thousands of dollars in

0:23

credit card debt and I was buried alive

0:27

my wife and I were both ill we were both

0:30

retired and neither one was able able to

0:33

carry on any more work to increase

0:36

income we were getting desperate the

0:40

stress that we were feeling because of

0:41

that debt was interfering with our

0:43

digestion our sleep our our calmness was

0:48

was gone because every time we get the

0:51

mail there would be some kind of a

0:54

notification that would stress one or

0:56

the other or both of us out now I knew

1:00

even then that you can't really borrow

1:02

your way out of debt but you can maybe

1:05

lower your monthly nut and we were to

1:07

the point where we had to just decide

1:11

every month who wasn't going to get paid

1:14

so I started looking in Google

1:18

for what they call debt consolidation

1:21

loans where you borrow enough money to

1:24

pay off your debts and then you pay a

1:26

lower amount monthly but it seems like

1:29

you pay it forever if you go on I know

1:33

that's not a great idea long term but we

1:36

needed an immediate help now while I was

1:40

looking for debt consolidation companies

1:44

I found an ad from Pacific debt relief

1:49

that said eliminate your debt without

1:53

taking out

1:55

alone

1:56

now I was always taught if it sounds too

1:59

good to be true it's probably a scam so

2:02

I went online some more and looked up

2:04

about this company Pacific debt and I

2:07

read the comments that were made by

2:10

people who had used it and they were all

2:12

positive so I thought I'll give it a try

2:16

and I made the phone call and I talked

2:18

to a woman named Julia who was a debt

2:22

consultant and I felt a calmness almost

2:26

immediately coming through the phone not

2:29

because she was a scam artist but

2:32

because she was

2:33

knowledgeable professional and friendly

2:38

kind and she told me what their program

2:41

entailed and how it would go she asked

2:44

for me to give right away a ballpark

2:46

figure of how much debt we were in and

2:48

when I told her she did some quick

2:50

figuring and said she'd recommend

2:53

probably a uh 4 and a half year program

2:57

I think that worked out to be 54 four we

3:00

54

3:01

months of their management of of those

3:05

bills so uh we decided to go ahead and

3:09

do that we uh collected the information

3:12

they asked for they were very open and

3:15

above board on what they were going to

3:16

do what we needed to do and we decided

3:20

to go ahead and try it we found that we

3:24

did lower our monthly payment but we had

3:26

to stop digging the hole you know we

3:30

didn't no more credit card purchases

3:33

they told us to stop doing that and I'll

3:35

tell you right now without going through

3:37

their whole program do what they tell

3:39

you follow their advice and it'll work

3:42

for you 54 months later I was dead free

3:46

and that was last spring it's currently

3:48

December of 2024 as I record this my

3:52

wife passed away during the middle of

3:54

the program but even even without her

3:58

social security coming in

4:00

the program that pacific de structured

4:02

for me was something I could continue to

4:04

do even with a third of the household

4:07

income removed by by the death of my

4:10

wife and the loss of her social security

4:13

check to our household the relief was

4:18

immediate and it continues on I learned

4:21

how to live without charging for stuff

4:25

that I couldn't afford and not building

4:27

up the load of debt that I had to carry

4:30

and that was mostly because of the way I

4:32

was dealt with by the professionals at

4:35

at Pacific dead relief so I hardly

4:39

recommend give all the thumbs up that

4:42

are possible for Pacific debt relief

4:45

because I found them effective

4:48

professional knowledgeable and friendly

0:00

[Music]

0:07

hi my name is Casey and I am here to

0:10

talk about my Pacific debt

0:14

experience which um I just have to start

0:17

off by saying it's

0:19

gone

0:20

Amazing um so much better than I could

0:23

have expected so if you are debating or

0:28

struggling to make a decision or a

0:29

choice and this is this is right for you

0:34

then I have nothing but good things to

0:36

say so um my situation started uh like

0:41

probably a lot of people's um right when

0:44

covid happened um my husband and I both

0:47

lost our jobs and it was just a few

0:50

months apart when that happened and we

0:52

were absolutely reeling from that um we

0:56

had to use credit cards um just to meet

0:59

our monthly expenses and we had already

1:02

had some credit card debt due to a

1:04

recent move but it just added up so

1:07

quickly and I tried to restructure our

1:10

debts I tried working with creditors um

1:14

but you know when you're not employed

1:16

it's really hard to do so by the time I

1:19

got a new

1:20

job um we were we were drowning

1:24

and the income from my job wasn't enough

1:27

to stop the the leak in our boat so to

1:32

speak um and then my husband got his job

1:36

but he could only find one that was

1:38

part-time um and working from home just

1:41

because of all the closures so

1:45

um I believe it was about December 2020

1:49

um I just broke down I didn't know what

1:51

I was going to do and it seemed like

1:54

bankruptcy was the only option that I

1:57

knew of so at that time time I started

2:00

doing a lot of research I tried looking

2:03

into um forums and getting advice from

2:06

you know regular people like myself and

2:09

you know

2:10

bankruptcy was scary um I didn't want to

2:14

do that I wanted to be able to pay my

2:16

debt so in December uh after breaking

2:20

down and kind of exploring all my

2:23

options I came across a forum um it

2:25

talked about the different ways that you

2:26

can manage your overwhelming debt and

2:29

from from there I found Pacific debt

2:32

relief and I submitted an

2:34

inquiry and I got a

2:37

call very quickly um and the person I

2:40

talked to was amazing I don't remember

2:42

his name unfortunately but he assured me

2:45

that um we could get all of our debts

2:48

settled and I wouldn't have to be paying

2:51

more than I was now which was a lot just

2:56

to just to keep up with the minimum

2:57

payments so I could pay

3:00

um basically the amount of our minimum

3:02

payments but it would be paying off our

3:04

debt and it and he told me it would take

3:07

probably about four years and that we

3:09

had a company that was kind of difficult

3:11

to work with and so he wasn't surprised

3:14

that we were unable

3:17

to negotiate with them on our

3:20

own um and it was still a large monthly

3:24

payment it's still a lot that um we had

3:27

to uh pay but

3:30

we were getting somewhere and

3:33

that's a freeing feeling because you're

3:36

not just paying into minimum payments

3:39

and you're not just paying towards your

3:42

interest and you feel like you're

3:45

getting somewhere and that's an

3:46

important feeling to have and

3:51

um I was a little dubious about it

3:55

because you know I had talked to my

3:57

husband about it we'd heard about scam

3:59

we' heard that like they'll say they're

4:02

going to take care of your debt and then

4:05

they just take your money and they're

4:06

gone so I was very hesitant but I looked

4:12

at their website I checked you know

4:14

online the the Better Business Bureau I

4:18

I made sure it was a legitimate company

4:20

and then just took a leap of faith

4:23

because we needed it there wasn't

4:25

anything more we could do on our own and

4:29

um and then Julie got my case and she's

4:33

been amazing she's she's delightful

4:37

she's the spot of sunshine

4:40

and it she was really fun to work with

4:43

during such a dark time and I really

4:46

appreciated the positivity and

4:49

understanding because it's embarrassing

4:53

to be in financial

4:55

trouble um at least for me and

5:00

it was good to be able to have some some

5:03

sympathy and support there um she did

5:06

let me know what I would be experiencing

5:09

throughout the process she prepared me

5:11

for getting angry letters from

5:13

collectors because up to that point we

5:16

had been

5:17

paying enough to keep them at Bay and to

5:20

keep them satisfied and so it was scary

5:22

for me but I had to put it all in their

5:25

hands otherwise it wouldn't work so

5:29

she walked me through the process of

5:31

doing that and that it might seem

5:33

counterintuitive but that by doing the

5:37

things that she was telling me I should

5:39

do that it would all be taken care of in

5:41

the end and it was like a snowball

5:45

because once that first debt was settled

5:47

second third fourth debt was settled and

5:51

then we just had to wait for the big one

5:53

the the grumpy company that does not

5:56

like to settle their debts and

6:00

just recently um I've been doing this

6:04

for well about four years now and just

6:08

recently that one got settled um and it

6:12

was scary but we did it we're there all

6:17

of our debts are settled and we just

6:20

have to finish paying out the program

6:22

and we're done and it's

6:26

not anything I would have imagined it's

6:29

it's so much better

6:31

and it was

6:33

easy in so many ways and that's what I

6:38

appreciated about them because they took

6:39

all the stress

6:41

and you can't ask for better than that

6:44

from a company something I think a lot

6:46

of people worry about is how much it's

6:48

going to affect your credit score

6:51

and I just have to say like initially it

6:55

did my score dropped and my husband's

6:58

score and we're watching it like oh

7:01

that's bad but it bounced back um

7:06

we're I think Beyond where we were

7:10

before um we're working our way back up

7:13

and it's not taking as long as I thought

7:16

it would and I was prepared to have to

7:18

deal with you know really bad credit for

7:22

a long time but it's it's going up every

7:26

month and you know there's

7:31

nothing like that relief to feel like

7:34

you're finally over that and to start

7:37

preparing for emergencies and and making

7:41

sure you're not in that position again

7:44

and Pacific debt allows you to do that

7:46

because they take on so much of that

7:49

stress and that financial burden they

7:51

negotiate your debts I mean I think most

7:54

of mine were cut in half some more

8:00

um and

8:01

so it was just a relief and I I

8:06

can't recommend them enough um you just

8:09

have to take that take that leap and

8:11

it's hard it's a very hard thing to

8:13

relinquish control um and you're still

8:17

in control because you still have access

8:19

to your money you can opt out at any

8:22

time um and get everything that's in

8:24

your escrow account

8:27

but you're just going to be right back

8:29

where you were so if you want to move

8:32

forward I suggest moving with Pacific de

8:37

[Music]

0:10

hello I just uh wanted to make this

0:12

video for Pacific debt I just a huge

0:17

thanks and a huge gratitude to that

0:20

company for pulling me out of a a deep

0:23

hole that I thought I could never get

0:25

out of and and I know I was probably

0:28

annoying some people like me Miriam and

0:30

with my phone calls and stuff but she

0:32

was always there call me back email me

0:34

back right away and and thank you for

0:36

Sierra for bringing me on board and the

0:38

countless other people but to finally

0:41

get rid of that debt and actually on a

0:44

day like today where I finally passed my

0:46

test with my uh with my with my service

0:50

dog um Sundance I just thank thank you

0:54

the company so much they've helped

0:56

everything and I at the future

1:00

now I can get like new credit cards and

1:02

new houses and new loans but not that

1:04

I'm going to but you really sometimes

1:07

get caught get caught in a hole a big

1:09

hole and um without people like Pacific

1:12

debt I I wouldn't have known how to get

1:14

out of it you know they create a good

1:16

structure that always works with you and

1:19

and they're willing to help you out if

1:21

you get stuck in in one of the months or

1:23

you know in in a bad spot during the

1:26

during the terms and uh they're they

1:29

make really great

1:31

negotiations and it's different with

1:33

every company and I just want to say

1:36

thank you so much to Pacific debt for

1:38

helping me out with everything I love

1:40

you guys and uh anything you ever need

1:43

just let me know and thank youe

0:00

[Music]

0:06

hi my name is carlen and I'm a retired

0:09

Junior High Orchestra teacher in Texas

0:12

and I'd like to share with you my

0:13

experiences um with this debt relief

0:16

program because it's helped me so much

0:19

um I knew um my my only source of income

0:22

is my teacher retirement and substitute

0:25

teaching and U giving music lessons so I

0:29

kept trying I saw my uh interest rates

0:32

were eating up my monthly income on

0:34

these credit cards but I knew I had to

0:36

live on the credit cards I couldn't

0:37

afford dental work and the other things

0:39

that were popping up all the time um I

0:44

um realized I needed to do something I

0:46

tried to make some changes myself and

0:48

they weren't working so finally one day

0:51

I Googled um Texas debt relief because

0:54

it looked like it was a government

0:56

sponsored program I'd probably be okay

0:58

with it it wouldn't be one of those

1:00

run-of-the-mill problem companies I

1:02

wasn't sure but I knew I need to take a

1:04

chance because I had to do something my

1:07

my interest the interest rate was just

1:08

eating up all my income and I knew I

1:11

wasn't getting anywhere fast please

1:13

excuse me if I consult my notes because

1:15

I don't I do like to ramble um I knew I

1:18

needed help so out of desperation I did

1:20

call the Texas debt relief and a nice

1:23

man by the name Richard picked up the

1:25

phone Richard walked me through um and I

1:28

explained to him my situation

1:30

what my debt was what my monthly

1:32

obligations were um and my whole picture

1:36

and so he he came up with three

1:39

solutions that were he could offer me um

1:44

and out of those three solutions we were

1:46

pretty sure that that that that relief

1:48

was the only thing that was going to

1:49

help me in my situation um and I greatly

1:52

appreciated that he also explained to me

1:55

that um that Texas Deb relief uses a

1:58

company called Pacific

2:00

um debt relief in California and he gave

2:04

me the phone number so that people be

2:06

contacting me um I was a little bit

2:08

nervous because I'm putting all my

2:11

information on the line but uh I also

2:14

knew I needed help big time nothing I

2:16

have tried to do changing my habits

2:19

spending less um putting more on the

2:21

credit cards all the different things I

2:23

tried um I was I was not getting out of

2:27

debt and here I was 65 years old excuse

2:30

me 75 years old and and uh really needed

2:34

to take care of this problem okay so um

2:37

at that point I was connected with

2:39

Pacific debt um in um in California and

2:44

I have to tell you that every contact

2:48

I've had uh they walked me through from

2:51

the very beginning my contact person I

2:53

could contact her anytime um we went

2:56

through we also went through my

2:58

situation and what would be a reasonable

3:00

amount for me to um pay into this debt

3:04

relief fund um so we walked through that

3:07

that's been almost a year ago now I'll

3:09

be honest with you it hasn't been easy

3:12

um it's been kind of hard because now

3:14

I'm I only have one credit card and one

3:17

uh Deb debit card and um I pay cash for

3:21

everything I also spend a lot less and

3:23

I'm I think developing a lot better

3:26

habits with my money but by the same

3:28

token I'm also understanding that I've

3:31

got their program on my back with my

3:33

back um I pay so so much a month and

3:36

then wasn't too long before I had paid

3:39

in enough that they had a negotiator uh

3:42

that was getting a hold of my credit

3:43

cards to renegotiate the interest rate

3:46

so that in the long run I wasn't SP I

3:48

was paying off my debt but I wasn't

3:50

spending the horrendous amount of

3:52

interest rate with that so that was a

3:54

big relief um I've been with the program

3:56

now I'm thinking close to 11 months

4:00

um past that time you know I went from

4:02

from one manager and then later to

4:04

another manager who was handling um that

4:07

part of it there was always somebody I

4:09

could call and touch base with and let

4:12

them know this is what's going on with

4:14

me like I had a month that oh my gosh

4:16

I'm really worried am I going to be able

4:17

to pay that amount let you know I call

4:20

them and we change the date we work we

4:22

work something out so I feel like I have

4:25

um a company that's working for me

4:28

helping me it's probably going to take

4:30

me a couple years to get ahead of this

4:32

um this situation but I'm really

4:34

thrilled with it and I uh I can't say

4:37

enough good things about them and about

4:39

their helping me with different things

4:41

walking me through it always being there

4:43

for me when I needed guidance um instead

4:46

of feeling like this terrible person

4:48

that that didn't handle their money

4:50

right and you know all the guilt that a

4:52

lot of times we feel so I know I rambled

4:55

I apologize um but I did want to make

4:58

this video uh for them because I am a

5:01

real person I'm a real person who went

5:03

through those fears of who's how am I

5:06

going to work this out uh how am I how

5:09

in the world am I going to do this and I

5:11

knew I couldn't do it by myself and I

5:13

didn't um they were there for me and

5:15

still are there for me so um I hope this

5:18

helps people who are not sure what to do

5:21

and you're floundering you're trying to

5:22

pay your bills you know you're trying to

5:25

feed your family um um you know

5:28

unexpected medical bills

5:30

unexpected car repair all those kinds of

5:32

things happened in our lives and

5:34

happened to me and sure enough it was

5:36

like well okay put it on my credit card

5:38

this happened I can't afford it put in

5:40

my credit card and I got in this

5:42

predicament so I'll cut this short thank

5:44

you so much for listening to my um

5:47

version and I hope this is going to help

5:49

some other people um figure out what to

5:52

do about their situation because we

5:54

don't need to be living with this kind

5:56

of guilt and stress uh we need to to to

5:59

know that that we're okay and that um

6:02

the company's helping us and that we'll

6:04

get out of this situation thank you for

6:07

listening to me I appreciate it

Hi I am Charlie and I wanted to share

some of my experience with Pacific debt relief

program when I started the program and initially contacted the team I was super

scared and um

I had a hard time admitting that I needed help and once I realized that people

were there and ready to help it made it

a lot easier to uh reach my hand out and uh accept it so I had a ton of

questions um because I was so scared and

anxious and nervous but everybody was very welcoming and very understanding of how scary the situation can be um and I felt like I was going to lose my house and I wouldn't be able to you know feed my animals and take

care of myself even though I was working

full-time it was the start of the

pandemic and it was

just crazy crazy so um it was definitely

a really rough situation to be

in um but I'm really glad that I reached

out by hand and found theirs when I did reach out and found that there were so many people willing to help I was overwhelmed by the

generosity and the kindness that I

found it's really hard seems like

anyways is it's hard to find that

and I had so many questions because I

was so nervous and I was really anxious

about am I doing the right thing for me

and my situation and

um I I have a hard time trusting in general uh which is something I'm working on getting better at but I have a hard

time trusting a process when I don't

understand the ins and outs of how that

process works so when I initially Contra

contacted when I initially

contacted the Pacific debt relief

program and I was talking with Cedric

about you know what all can their

company help me with what does the

process look like how's that going to

impact me at that current Point what can

I expect going forward you know that

that sort of thing thing and what would

be expected from me during the length of

my program and he answered my questions even though I asked them so many different times and like different ways to make sure that I was understanding completely before

accepting to make sure that I was

understanding completely before

accepting the program and uh he very

patient and kind and worked with me very

closely and it was very sweet very nice uh very easy to work with I'd also say that

once so there's some transition periods

so you transition from your initial

conversation and then you transition to

a couple of different people cuz you Pro

progressing pressing along the process

and each time I transition to a different person it was very easy uh we had like a three-way

call we talk about things and if we had

any questions the person I was transitioning

from would still be available if I had

questions for any reason and I wasn't

able to get a hold of my new

representative um in that process and

they would be happy to help me every

time that I needed any sort of random

question throughout the process

um I could call or email

text anything and they were very

responsive very kind

helpful it was it was really cool to be

able to once I got really

anxious well a couple times I got a

little anxious and I

was even though I'd already been in the

program I knew what was going on I still

was kind of panicked a little bit here

and there as things were happening and

just life was happening and I'd contact

them and say you know hey what's going

on anything that I need to be aware of

and they would

always update me on what the progress

was most of the time it's like no we're

just we're just waiting or nope you're

all good we're doing our thing and I

didn't have anything to do I you know it

was nice it took a lot of pressure off

my shoulders it felt really

good uh now

that that pressure is off of my

I can I can just do more things in life

and I could now that the pressure is off my

shoulders I can just do more things I

feel like my mental health is better

my my mental health is better my um

today is a lot easier I can sleep better

because I'm not stressing out about

money uh the program also

allows the program

also incorporates education and

um just like help in creating a

healthier financial situation for

yourself so I've been able to adapt a

lot of those processes into my day today to be more financially stable healthy and

actually and actually you know feel good day to day I don't have to worry

about that part of getting all those

calls and getting a bunch of

because I'm not able to pay certain

things it's it's been really

nice I would definitely recommend this

to any of my friends family anyone in

passing that for some reason I got into

a conversation and you know sometimes

you can just tell people just need help

and I just say keep reaching out your

hand and sometimes it's it's really hard to

to ask for it but when you see somebody

reaching out their hands it can be a

little easier to reach back and

also get that assistance that's needed

it's yeah I would I mean hopefully I never have to do it again uh but I would do it again

if I if I needed to like if something

crazy happened and I found myself in a

similar situation as before and I needed

help I would not have I would not wait

as long as I did to get help this last

time and just knowing that there's

people out there that are good and kind

and that want help they want to be there

for you that feels good and

uh just thank you you Cedric and Julia

and Sam you guys have been amazing and I

appreciate you so much

um yeah it's been a good good experience

and I could not be where I am today without

you thank you

Hello all um my name is Stephanie

 and I just wanted to give a

quick synopsis of my experience with

Pacific debt relief um I reached out to

them at a time when I was just at my you

know my trail end of my debt issues and

um I just kind of didn't know where to

turn I think what really

pushed me um to start looking into my

options was one day I was watching the

news and this guy he kind of goes over

different things and real life problems

people have and he gave an example of

debt and um he listed if you're giving

only the minimum payments how long it

would take you to actually pay that off

and he he showed probably about the same

number debt that I was in the same

monthly minimum payments I was making

and it showed it would take you 40 years

if you're making the minimum payment

with those interest rates to actually be

able to pay off your debt and I think

that shook me into reality to you know I

want to be out of debt sooner I want to

find other options I want to be able to

buy a house I want to be able to have

more money in my pocket again um and not

have to worry about this debt that I had

so I think that really sparked me into

looking into my options and I just did a

quick Google search and uh Pacific debt

came up so I started doing my research

into you know is this something thing

legit is this going to help me get to

where I need to you know I didn't want

to go B do a bankruptcy and I did all

kinds of uh research on my options and

um I reached out and I got a phone call

from Michael and he kind of explained

the whole process to me and you know

from there on I got the ball rolling and

I think within you know within the first

month I spoke with Miriam and she helped

me uh she started you know getting me

signed up for the process I then started

working with Victoria and they all uh

they all just took my information I was

just supplying them with the things they

needed and they handled it all for me

they went back to the creditors they

were working with them they made all the

deals and they made it all happen and

within 6 months um I think everything

was settled and we're now just on the

roll to get this debt you know handled

and it's just nice to actually see that

there is an end in sight when before it

just seemed like impossible to do on my

own and you know I was just I was

struggling I was making these payments

because they were so high and that's

just all I could do and I just felt

stuck and it's just it has been truly a

relief to see that there is an end and

it is possible to get out of debt my and

not only that is they reduced it by I'd

say 50% or more you know if I had to

take a guess my actual debt number

number and that is incredible to me and

I'm so thankful for Michael Victoria

Miriam and Stephanie um for all their

help and just they're so kind everyone's

been so kind and even Julia and just

everyone that I've worked with has been

amazing I am so grateful for this

program I am so grateful to see an end

to this debt that has just been hanging

on me this whole you know I'm only 30 I

wanted to have the opportunity

to get out of this debt and start fresh

and I finally see that being able to

happen and I'm so grateful for Pacific

debt

truly give it a try

so life before enrolling in Pacific

debts uh settlement program was daunting

uh if if you if you have debt you

understand how stressful it is you

understand how

overwhelming and how high that mountain

is climb and you feel like you're never

going to get out of it you feel like

it's a deep hole you're never going to

get out of it you can't dig yourself out

of it no matter how hard you try

sometimes because life happens you know

and so for us you know we had about

coming into the program we had about

between 34 to $35,000 worth of

debt

and we we had tried for felt like 10

years to just like get ahead and but

life life happens you know we had four

kids and then this thing happens or this

hospital bill like all these things

happen and you're just

like are we ever going to get ourselves

out of this and you hit a point where

you just kind of like want to give up

and you're just kind of like I guess

this is the way life is we're never

going to get ahead uh we're never going

to have the financial Freedom we want

we're always going to have this weight

on our back uh the stressor that like if

something happens someone loses a job

something in the world happens you're

like we can lose everything because we

can't pay our debt and we've made we

made plenty of stupid decisions in our

life you know and we got better we got

smarter but it didn't mean the debt went

away and so we started looking for other

options because I just I got to a point

where I was I just got sick and tired of

it and I was like I need a solution I

need to I need to make this happen for

my family

and so that's what happened

um but it was it's stressful anybody's

in this situation it is

stressful and it's overwhelming and you

feel like you're never going to get

ahead so that was our life before the

program you know once once we started

looking into Pacific debt you know I

started looking up online looking at

reviews you know when it comes when it

comes to this part of your life where it

has to do with debt and

money you just never know

what companies are out there you never

know like how companies are how they

treat you how they treat your money do

they want you to be successful or do

they just want your money like it's a

very daunting task to find a company

that's truly going to help you out like

it's actually kind of scary because

you're like I don't know who to trust

you know and so when I looked at Pacific

debt I ended up finding them and I was

just looking for for some different

Avenues to go down when it came to like

debt consolidation or debt settlement

like all these different things and I

kept seeing reviews pop up about him and

I'm like man this is either this is like

AI generated like reviews or this is

real because what I was seeing was just

amazing review after review was just an

amazing experience and I had to look

into them and so I end up signing up

giving them a call and then I um and

then Eric reached out to me uh and he

was like he was like an an enrollment

you know specialist uh

and he was

amazing I know other words like truly

amazing so kind and so down to earth and

explained the program so well answered

all of your

questions and any concerns I had like

was able to answer those in a way that

made me feel like okay they've had these

questions before they they know what

they're doing but they want to make sure

to write fit for you and they truly care

about your life there he was empathetic

towards our life and wanted to

understand our situation wanted to

understand you

know how are you're feeling and it was

amazing getting enrolled because it was

seamless like it was so seamless I

couldn't believe it and I've spent 10

years in grocery

retail and I worked I worked for a

company where it's like there's a

helpful smile in every aisle and uh

I understood customer experience I

understood what I meant to go above and

beyond for those who are taking a chance

on you a chance on your

company and I understand I understood

what that looked like what it felt like

and it was that and I was blown away and

I could not have asked for a better

experience you know getting enrolled and

understanding the program even though it

was a little scary you just never know

who to trust and they made you feel so

confident that not only do they want you

to win but they were in it with you any

questions I had they answered follow up

they were constantly following up with

you any time I reached out email phone

call text they're there

and it was remarkable

and if you end up doing this program or

looking into it trust

me it's worth it because they truly take

care of you so Eric I want to thank you

first off for just the credible

experience you gave me is a seamless

onboarding enrollment um experience

because I could have asked for just an

easier

seamless like no bumps in the road

process to just get everything going in

the right direction and explaining the

program so well giving setting proper

expectations of what to expect you know

from within the company and what was

going to happen outside the company with

your debt collectors and creditors and

all these different things and uh just

so thankful for it so amazing experience

so once you get into the

program U like I said you had we had

about 30 34 to $35,000 in debt

and a part of the program is you you

break all communication with debt

collectors your credit cards everything

like it's ghost to like you should not

be saying a word no communication any

any letters you get you send to the comp

to uh Pacific debt uh any communication

that you get from them you send to them

you stop paying on everything so a part

of that process is well your your

credit's going to start to tank a little

bit because I mean you're just you're

not paying on them anymore and you are

also not only your not only is your

credit going to tank but then your Deb's

going to increase because you're not

paying on it so then the interest is

just starting to accumulate over time

and

so that was a little scary but what was

amazing about it was I understood that

these things were going to happen

because proper expectations were set

before and I can ask the hard questions

of like so how was it affect me what was

this going to look like how long was

this take all the questions you know and

so it gave me the confidence to go even

though these things were

happening I understood what was

happening in the program so so once you

have enough money that you put into the

settlement account your account gets

moved to a negotiator and my negotiator

was uh Miriam

and I I can't say enough about Miriam

because you could tell she truly cared

that she was good at what she did she

was

confident and you could tell she had a

ton of

experience and even if it was her first

on the job then I could tell because it

was incredible and she made you feel so

confident I remember in conversations

with her I would be on the phone with

her and I'd ask her like the same

question five times and she would

explain a different way so I could truly

understand like so what is happening how

does this work okay so this happened

what does this mean like just so open

any text message email phone call like

it was immediately like engagement from

them from her to

like understand

me understand where I'm at but

understand the goal as well and not only

did I want to get out of debt but she

wanted me to get out of debt

and

so I think during the program and

towards the end I mean our debt

obviously

increased my credit went from like mid

700s to like mid 500s like the worst

it's ever been in my entire life which a

scary thought and then uh my debt

increased probably another few grand on

top of that from where it started so

you're looking at probably like 36

37,000 around there and

uh once you got enough money in there

and then she started doing all the

communicate like you just do nothing you

just put money in and let let the

company Let The Negotiator just run and

they know what they're doing they know

how to settle they know when to

communicate they know how to reach out

all those things the things that you

don't have to do like you can just sit

back no stress and sit back and just go

okay let's watch the program work and it

was incredible Mariam was awesome and

we laughed on the phone and we were able

to get to know each other she understood

my life she understood all the different

things you could genely care tell that

she was like she genely cared about you

and what I one thing that I learned in

this process was that not only are they

going to do their part but you've got to

do your part like you've got to put your

money where your mouth is and so there's

times where it's like you had a certain

amount that they took out every single

month that you agreed to and then it was

like hey I want to put an extra $2,000

this month towards debt to my settlement

account and it just gets celebrated

because it's like awesome so we start

moving the ball faster we could start um

settling faster with these companies or

less and so by the end of the program it

was about

$36,000 is give or take and we ended up

settling all of our debt for

$14,000 and which is like less than 50%

like I was blown away I'm like I would

have never been able to do that on my

own um it would have taken me years if I

would have tried to and I was just so

great I was blown away I was just wow I

tell my wife I'm like B they just they

just settled this for like 35% of what

we owed and I was like what it's

amazing and I recommend it to

anybody like if you're in

debt and you are looking to get out of

that whole please reach out the Pacific

debt because it's incredible what they

can do it's incredible how you get

treated the experience that you

have you know from enrollment to

to settling and even after even to this

day this is months after probably four

to six months after the program and my

credit has now gone back up to 700 like

mid 700s like 740 now and that was like

four to six months after the program

after we had settled everything it takes

time for you know your credit to go back

up and even to this day it's like I can

still reach out to her I can still reach

out to the company I can still it's like

you're still in Communications like

you're part of the family because they

truly care about you and they truly care

about what you're wanting to achieve

they genuinely care about your life and

what an amazing

experience amazing experience and so

settling for less than half of will be

owed and it probably would have taken me

years to do that myself it took all the

stress I didn't have to do a thing

besides stick to the program and put

money in it and allow them to do what

they're good at and it took so much

pressure on for me I tell my wife all

the time I'm like my wife all the time I

really have to think about this like I

just know it's getting taken care of it

it puts your mind to ease you can sleep

at night you can go throughout your day

and just know that like even when it

you're not working on it they're working

on it

and it's amazing it's incredible so

thank you so much so life after the

program is amazing um it's a party I

mean what else can you to do I mean

you're you're debt free you have the

financial Freedom you have the security

so if something does happen you know if

we lose a job or something happens in

the world like we don't have this this

burden on our back this thing scaring at

us all the time that we can't get rid of

and any moment any day it could all come

coming down and we can lose everything

and we don't have that feeling anymore

and if you're in Deb you know the

feeling you feel like you're in way over

your head and there's no way to overcome

this there's no way to dig yourself out

and when you get out of debt and you're

financially free you know that feeling

of how amazing is it's like this this

heaviness and this burden that just

lifts off your life that you don't have

to think anymore think about it anymore

and and it's incredible because it makes

you feel once super grateful for what

you have it makes you feel so grateful

for where you were and that you're no

longer there anymore and it makes you

feel so grateful for the company that

helped you along the way run with you

along the you know every step of the way

with you and never look back they always

had your back they always had your best

interest you could trust them and if you

are truly in the situation where you're

overwhelmed you're in a full you can't

get out of you see that mountain and you

feel like you're never going to reach it

you have your dreams you had your goals

do not hesitate to reach

out at least give them a call and learn

about the program and see if it's a good

fit for you because I can tell you right

now you will not regret it one

minute because not a day went by in the

program where I was thinking about it

constantly the only thing I was thinking

about was I'm going to see how much

money it was like a goal of M I'm going

to see how much money I can put into

this settlement account so we can get

this thing paid off faster and it was

helpful to have a team behind you to

have somebody else that was a this

journey with you didn't feel alone so

life after it's just amazing I'm so

grateful and we can do what we want we

moved across the country we're able to

save money now invest money do the

things we want with our kids we have

four kids and it just feels great to not

have that financial burden anymore like

you are truly financially free and you

no longer have that debt weighing you

down so it's amazing thank you and so

much gratitude for the life that we have

now so thank you so

much

Pacific debt relief is amazing after

many years of paying minimum payments

and never making any progress

whatsoever we finally decided that we

would sign on with Pacific

debt it's been a wonderful

experience um I couldn't thank the staff

or anyone else

more finally the pressure seems to be

off

hi my name is Krista and I'm

a Pacific debt relief customer Pacific

debt truly is the expert in their field

they work with you based on how much you

can afford on a monthly basis they won't

shame you for getting into debt as a

matter of fact I was so apologetic and

embarrassed when I called in their staff

was so kind and made me feel like it was

not my fault they didn't pressure me to

obligate myself for more than I could

they responded to my inquiry online very

fast I was super impressed that they

were able to pull my information quickly

and had a repayment plan suggested for

me in just a few minutes they worked

with me to make sure that my payment

worked for my budget but they are tough

on the creditors One credit card company

sued me and didn't even notify me

Pacific debt took the right steps to

make sure that the card company not only

knew that I had given Pacific debt

authorization to speak on my behalf they

got the lawsuit dismissed so then they

could negotiate a settlement for me now

I am only onethird of the way through

with all of my credit cards being paid

off I would highly recommend Pacific

debt

relief

hi making this video is a little bit

embarrassing but if my video can help

even one person who needs the courage to

take action to control of their finances

then it will be worth it to

me okay here's my story a little over a

year ago I found myself in a situation

in which I had to take out several large

loans to cover were some unexpected

expenses at the time I couldn't focus on

the fine print and how difficult it

would be to pay them

back I was in a bind and I basically

just signed on the dotted line I was

able to pay for them for quite a while

but I experienced some additional

expenses car repairs home repairs and

found that I could no longer afford the

payments which was pretty

scary I missed one month of payments and

simply felt stuck my friend Julia works

for Pacific debt relief so I just sort

of mentioned some loans and she asked me

if I was able to afford the payments I

told her well I couldn't make the

payments last month she said well you

know where I work I can help if you need

it you either need to figure out how to

pay them or enroll in our debt

settlement program if you simply stop pain she said things can get much worse they could take legal action uh well about a month later she asked are you paying your loans and I

said no I'm not she said okay you need

to enroll in our program and I told her

yes I do and I will for me it was so stressful so

overwhelming and so embarrassing I just kept avoiding the situation and hoping that we

go away about a month later then in

December of 2022 Julia called me from

her work from for the first time when I

heard this is Julia with Pacific debt

relief on the recorded line we both

started laughing she said it's almost

the new year let's do this and I said

okay let's do it Julia went over how the

program works and what I could expect

she encouraged me to draft as much as I

possibly could to reduce legal risks to

allow my credit to rebound faster and to

be debt free as soon as possible also

because I was already three months

behind on payments by that time she

asked if I could add two drafts for the

first month and two for the second so

they could start putting a settlement

plan together

faster it wasn't easy to come up with

the extra money but I really like the

idea of getting started sooner and I

made it

happen in 3 months my large loans were

in settlements and they were no longer

calling me or sending me letters or

emails and they were getting monthly

payments my stress by that time was

almost gone they had to wait a few more

months to settle my small credit card

and now I'm halfway done with the

program

all the creditors are being paid and my

only focus is making sure the funds are

available for the monthly grass so my

settlements don't

void even though I know and trust Julia

this wasn't an easy decision but it has

been the best decision and I'm so

relieved that I went for it my score di

pretty low but it's coming back up and I

know it will come up even more when the

settlements are completed I've saved myself years and years of interest and very high payments and all of the stress that goes along

with it if you need help don't delay and

don't stay stuck this is hard in the

beginning with your score dropping and

the creditors calling but it doesn't

last and it's so worth it you can trust

specific debt relief they're honest and transparent they care about their clients and

they'll save you so much money and so

much stress my advice would be to stay in

communication with them send the

documents that you receive from your

creditors contribute as much money as

you possibly can and know that Financial

Freedom is

[Music]

coming

hello everyone uh my name is Dennis um

and I'm here to just talk about my uh

tremendous experience with Pacific debt

relief um essentially my financial

situation for my family was uh that we

just had a pile of unsecured debt that

we just couldn't seem to get a handle on

so uh making minimum payments each month

um trying to basically stay float was

just something that uh wasn't

sustainable um and ended up just costing

more and more money seemingly each month

and each year so uh my wife and I

decided to kind of take the plunge and

explore other options and um came across

specific debt reliefs program uh where

immediately I was uh set up with a

gentleman named Eric bluehawk who was

the initial setup and account manager um

as we started to uh go through the

process and then transfer through that

he was just incredibly help helpful um

and then guided us to our settlement

manager uh named Miriam and uh from

there Maran basically handled everything

for us uh contacting the creditors and

really being uh an aggressor in taking

care of you know essentially our debt um

the experience that we ended up with was

a significant reduction in our

financials upwards of 60% off of the

total debt that we had acred over time

and um it was settled in less than a

year which was absolutely amazing for us

so um you know in the beginning we we

had concerns uh most notably the the

credit effects that it may or may not

have on your score depending on

everything on how everything turns out

um but in the end it it just proved to

be absolutely the right decision for us

I mean it freed us up financially to be

able to do things specifically for my

kids um and really just take care of the

household and everything through that so

um I really can't thank Pacific debt

relief enough and commend Miriam enough

on how she handled everything and uh I

can promise you that um you know based

on my experience they are here to help

and um I couldn't have asked for

anything better of an experience through

that so thank you Pacific debt relief

and um I hope everyone has the same

experience and gets the same help that

we

did

hi everybody my name is Maria and I live

in California, I am here to tell you my

experience with Pacific de my experience

with them has been amazing they were like the light at the end of the tunnel for me I was going through a very difficult

situation I was part where I was a victim of the romance scam which is a hideous crime the

criminals took away from me a lot of

money I had a few personal loans I have

all my credit cards full at that time I

couldn't I couldn't have enough money to

even pay the minimum uh on my credit

cards it was a terrible situation so I

looked uh for a de relief company and

most of the companies they didn't make

me feel like Pacific debt relief uh Pacific deck relief they just from the moment I spoke to one of the agents she made me feel like there was a solution for my for my problem for my

situation and I felt like like a heavy

weight out of my shoulders just

dropped and uh I cried to her and

um and uh since then I have had all the

help and all the um all good experiences

with them Julia is amazing she gives me

financial and personal advices when I

need them every time that she talk to me

and um I feel like I'm protected by them

because they're not a company that

they're looking for their financial gain

they're here to help you they're here to

make you feel alive again

so my experience with them is just out

of this world I feel like I couldn't

have done uh the the the wrong decision uh with them there's so good with people they

they care about people they're really

here to do what they're supposed to do

to help people get out of dep and it's

going to take me a few years to pay my

debt but I feel like I can do this and

every time that I feel a little down and

I feel like it's going to take me too

long to finish paying the de they cheer

me up and I said yes I can do this

there's a solution for this

so I have nothing else to say but just

this is an amazing company and I will

recommend this company to every everyone

who needs it and I hope that my video

can help people and feel that when you

guys

I decided to seek help from Pacific debt

because I realized that I was just in

too much debt the monthly payments I was

making towards my debt were just not

cutting it instead of getting myself out

of debt I was sinking in even deeper

time of enrollment I remember feeling

super stressed because I didn't want to

live paycheck to paycheck I was also

scared because this was the first time

anything like this has ever happened to

me and I also felt shame because there's

just this negative stigma associated

with people that seek financial help

Financial

relief one of my major concerns was how

this was going to impact my credit score

in the long run would I be able to buy a

new home would I be able to get a new

car at after speaking with Pacific debt

they were able to Cal me down they were

able to assure me that successful

clients are able to buy new homes new

car and that their um

Financial outcomes are much better their

Outlook in life is much

better and they're able to make more

sound financial

decisions when I first got my first

settlement I thought to myself is this

really

happening what's the caveat here um but

then I realized no this is Pacific depth

working for me so I was able to breathe

this side of relief My overall

experience with Pacific Deb has been

great they're very transparent with what

they do they're in constant

communication with

you and they're always available to

answer any questions concerns that you

might have whether it's a phone call

email they're always there to

help I would definitely recommend

Pacific debt to my family and

friends because they really do believe

in giving people a second chance when it

comes to

finances and they're here to help

they're not here to exploit your

financial struggles for financial gain

and that's why I decided to go with

Pacific debt as opposed to other debt

relief companies out

[Music]

there

After a lengthy unemployment, I racked up more debt than was

manageable

I actually even retained a bankruptcy

lawyer thinking that that was my only

option however I decided to wait on that

until I explored other things that were

available to me

at enrollment I was concerned that I

wouldn't be able to make the monthly

payment but after talking to them they

absolutely worked with what my income

was

the other concern was my credit score

how would that be affected

whenever I had a question or received

something in the mail I didn't

understand I would just shoot an email

over and they responded to me very

quickly

they told me what was normal what to

expect there was nothing that I brought

up that hadn't been encountered before

which was very reassuring

I felt relief and excitement when I

settled my first account the other soon

followed and as of today all of my

accounts have been settled

my experience with Pacific debt has been

surprising because I didn't realize that

something could go so smoothly and be

resolved a lot quicker than I had

imagined I knew my credit was going to

take a hit but I'm actually surprised at

how fast it recovered and I am so

grateful to this company for helping me

with this and giving me all the

information that I needed in order to

make the right decision

I absolutely enjoyed talking to my

account manager to the client success

manager and any other specialist I will

absolutely and I actually already have

recommended Pacific debt to anybody who

needs this kind of help

they really took me by the hand and made

me feel like they could help me and I

know that I wasn't alone

so thank you

[Music]

hi everybody this is probably the fourth

or fifth time that I've tried to record

this video so please bear with me my

name is Susanna and I am from Texas my

husband and I have been married for

almost 35 years

we made the call to Pacific debt last

August because we were struggling we're

getting close to retirement we're

figuring trying to figure out how we're

going to do things and we were living

paycheck to paycheck as I'm sure a lot

of people in America are doing

we were

um

we were struggling to pay we used credit

cards for every Christmas we paid

Christmas all probably through June and

um that's the way we did things every

year

um and this past Christmas was the first

Christmas

um that we've been married in 35 years

that we've not had to use a credit card

um

[Music]

as we get closer to retirement

in three and a half years four years or

three and a half

um we will have no credit card debt

and we'll be able to live on our

retirement

um

[Music]

and that's a huge huge relief it's

something that I never dreamed that we

would be able to do

I saw an ad for Pacific debt I made the

call I spoke to Julia and

um

she

made me feel at home made me feel

comfortable made me feel welcome any of

the anxiety that I had she reassured me

that it was going to be okay

so if you have

um debts that you're trying to figure

out how to

um pay off if you're living paycheck to

paycheck if you are

um Robin Peter to pay Paul

reach out to Pacific debt

you won't you won't regret it at the end

of the day it's about you living a happy

life and enjoying life and not trying to

figure out how you're going to survive

so if you haven't done it I recommend

you do it

and good luck and I wish you all the

best

[Music]

debt can be a scary shameful thing it's

not something that's really openly

talked about with a lot of people but if

it were I think a lot would realize how

similar situations we're in and

realize that it's not anything to be

scared of or shameful about

when I first reached out to Pacific debt

I of course I had the same feelings

um and by the end of my very very

initial first phone call with them that

feeling had

dissipated like I felt

heard and I felt taken care of and

genuinely too not just as like a

business like I feel like

Alan who I spoke with initially

um

understood how I was feeling and did

everything in his power to make me feel

like I was gonna be okay and not just

okay but like I was making the smart

right decision by getting ahead of this

and and taking care of

um

what I needed to take care of to get

this debt under control and didn't make

me feel shameful about it was not

judgmental whatsoever like really

reiterated and reinforced my decision to

call Pacific debt in the first place

um and again that was just

my first phone call

um I from the very beginning

consultation to my case manager being

assigned to um my first account and now

multiple accounts like having a

settlement

um

the process really couldn't have been

easier to understand or work within

everything is very straightforward you

have someone literally by your side like

your like protector

um handling all of these like crazy

difficult stressful situations for you

and keeping you informed every step of

the way

um making sure you're comfortable you

fully understand and again always always

reinforcing that positive decision that

I or you initially made to call them in

the first place

um it is the it was very much the right

choice

um

everyone I worked with you know Sam

my case manager Julia has been an

absolute Angel Alan from the very

beginning you truly feel like you know

your people and that you're friends with

them and they're looking after your best

interest

by by the very beginning of the process

let alone like being in the middle of it

as I am now it

never stopped feeling good

um

[Music]

the difference I feel from when I first

call them to where I am now I feel

empowered

and I feel like proud of myself for

handling this and leaving it not leaving

it to but getting expert help

with this

um I know I made the right choice I feel

good I know I'm taking care of this

um and they're with me every single step

they're the ones handling the really

stressful like stuff and you know just

making me feel taken care of the entire

way it's ridiculously easy program

the app is beautifully set up and the

staff you talk to them regularly and I

just I cannot say

enough positive things about my

experience with Pacific debt

I am grateful for this experience and

um I would absolutely absolutely

recommend anybody call them stop feeling

frightened stop feeling scared they're

there to

help they want to help and they're

really really good at it I the

difference I feel from the day I was

building myself up to make the phone

call to where I am now six seven months

later

is

I mean truly is life-changing and I'm so

grateful and so thankful to them so

thank you

my name is suzanne and i'd like to share

with you my experience with pacific debt

i was in a bad financial position

and didn't know how i was going to get

out of it

i had applied for a consolidated

debt loan and that was probably the

biggest mistake i could have done

and i was googling

ways to get out of debt and i came

across specific debt

made the phone call and it was a little

nerve-wracking and scary and

embarrassing

and when i talked to arthur the first

time

he was just so amazing and put me at

peace

and explained everything in detail on

what was going to happen

each step of the way again i was nervous

i wasn't sure about this but i am

so glad i continued on with

the program

i couldn't have been more pleased with

every step of the way

and um i just finished my first

settlement

after only a couple months and i'm

just blown away at how fast this process

worked

at first it seems slow and scary but

it's amazing and

i'm seeing the progress i'm seeing

the light at the end of the tunnel and i

encourage you

to move forward with this if

you are in a bad financial position they

are

great and very helpful very friendly

accommodating and knowledgeable

and they will put your fears at ease

overall i am so pleased and i would

recommend this to

family friends everyone um

they are top-notch

and um i thank you so much

for everything good luck

and make that first step

you

my name is bill cappatino

and in the spring of

2020 at the beginning of the

pandemic october 19 over 19

i was working two part-time jobs

and handling all my bills responsibly

paying all my predators

on time had a great credit rating and

then

with the pandemic hit i lost

my one part-time job so i only had one

part-time job left

which cut my income in half and so

i ended up trying to pay my bills

on half the income

i came across pacific debt

and the great thing about pacific death

was that

immediately the customer

service was great answered all my

questions and so

i was very very relieved and

decided to join the program and

also immediately when

i got my first financial settlement

through the company

to pay a creditor it was such a great

outside relief

less stress level in my life and i knew

now that down

three years four years down the road i

would have all my debts paid off

i would recommend pacific debt to

anyone who find themselves in similar

situation

as myself

[Music]

bruce kai

milian here i was

led to seek help because

um i was tired of running out of money

at the end of the month

after paying all the bills there wasn't

enough for all the bills just the

few that were more important i

got out of control getting credit cards

i ended up with

15 15

credit cards just bank cards visa

mastercard

that put me in the hole for 30 some

thousand dollars

Finding Pacific

so after searching the internet for

different

um different companies that could help

me figure this out other than

file for bankruptcy i didn't want to

file for bankruptcy i don't believe in

that

um so on the internet i found

pacific pacific yes

so once i got enrolled i felt relieved i

felt like the

the monkey was not totally off my back

but

he was on his way

Concerns

[Music]

see my real concerns were that

my credit would go to crap and i would

never be able to

to get another credit card or get any

kind of credit if i needed to buy a car

or another house i wouldn't be able to

to accomplish that

Account Manager

once i was assigned my account manager

um

i was really relieved julia really is my

my guardian angel

uh she

she's been holding my hand through this

whole process

ensuring me that it's all going to be

okay in the end

when i got my first settlement actually

the first

four settlements it was

it was so relieving it was really the

monkey again

the monkey is being being put somewhere

else other than my back

so um hats off to the teammate

at pacific

you

my name is eudaldo trillo

all, I look for the help from Pacific Debt the first place because we came in financial

struggles given the , I feel at the time of enrollment very confused and very frustrated not being able to make the payments requested from the debtors. I'd say the enrollment was done and we began doing the payments and I saw how this whole thing was managed the debtors and I was very happy. I have been helped by a very professional team of people. The program has been successfully conducted and I'm going to stick with it and I would recommend that to any person.