Last Updated: December 08, 2023
Reviews are one of the best ways to get an understanding of a company or a product and is a great benefit of the Internet. However, you’ll find that many people want only to complain or the reviews may be incentivized. At Pacific Debt, Inc, we are proud to have excellent ratings from real verified clients on websites that do not allow purchased or fake reviews!
Our clients do not come to review sites to complain about us, they come to praise us. Let’s take a look at each review website to see what our real customers say about us.
Google is one of the most trusted providers of reviews. Researchers have found that Google is so trusted that reading a review on Google is like asking a friend for recommendations. Google uses automated spam detection measures to flag and remove spammy or fraudulent reviews. Human reviewers also check suspicious sounding reviews. Google ranks Pacific Debt, Inc with
4.6 stars out of 5 with over 100 reviews.
In May 2021, Mary wrote: Since starting at Pacific Debt several months ago, I have been in regular contact with my Client Success Manager, Julia… The guidance Pacific has offered to date, along with the support and lack of judgment regarding my financial difficulties, has made my life so much better. They are real professionals and have so far delivered on their promises of excellent customer service. I have the utmost confidence in this company.
On May 2021, Christina wrote: You know that saying, "The best time to do it was a year ago. The second best time is right now"? I do wish I had enrolled a year ago, but I'm so glad I've finally done it now.
BestCompany states that 100% of their reviews are verified to ensure that they are real and authentic. In fact, TrustPilot reviewers give BestCompany a four out of five stars on their review platform. With
2,362 reviews, Pacific Debt, Inc is rated 4.8 stars and an overall 8.4/10 score on BestCompany.
In 2020, a verified customer wrote: I was working with another debt relief agency but I was very dissatisfied with the customer service experience… I found Pacific and spoke to Ray who has been fantastic. He was very understanding and helpful from the first chat… He was very thorough in explaining the program and made himself available to answer all questions immediately.
On June 2, 2021, Edgar wrote: I've been under the Pacific Debt program for a few months now and all I can say is that they are a great team of people that really want to help you.
Best Debt Companys verifies any false sounding reviews and uses a published ranking criteria so that all debt companies are fairly compared. Pacific Debt has earned a 9.5/10 from user ranking.
Michael wrote: They have been great to deal with, up front and honest about everything.
Karen L wrote: I have been struggling with figuring out my debt situation... Eva… came up with a plan that worked for me and my life… Not only did she take the time to explain everything to me, she knew everything to make the best of my debt.
The BBB is possibly the best known consumer affairs company and has been in business for more than 100 years. Pacific Debt, Inc is A+ rated. With over 200 reviews, we have a
4.85/5 stars.
On June 1, 2021, Debra wrote: Would recommend highly. Very professional, and very concerning of their clients.
On May 27, 2021, Susan S wrote: Your agent was helpful and courteous, explaining everything so I could understand. I finally see a way out of debt.
Consumer Affairs ranks Pacific Debt, Inc at
4.5 out of 5 stars and over 500 reviews. They research companies and analyze reviews on other trusted sites as well as encouraging real customers to provide reviews on Consumer Affairs.
On May 26, 2021, Judy wrote: Julia ** is wonderful. I was so nervous calling and deciding to go this route with my huge amount of debt, but Julia was so patient and explained everything slowly and in detail so I understood exactly what I needed to do and how the process worked.
Crediful does not list personal reviews but looks at how each company operates. Pacific Debt, Inc rates
4.4 on Crediful and is listed as one of their Best Debt Settlement Companies of 2021.
SuperMoney compares and evaluates financial services. Trustpilot reviewers give SuperMoney 4.9 stars out of 5 as “an awesome tool” to find financial services. Pacific Debt, Inc has been recommended by every reviewer and is ranked 100% Recommended.
In 2020, Sara R wrote: I've signed up with Pacific Debt about 5 months ago and so far I'm happy with the progress. The company and the Client Success Manager have been a pleasure to work with.
In 2019, Ryan S. wrote: I have been a client of Pacific Debt since the end of 2017 - here I am 2 years later and almost finished paying off my credit card debt. Many of the Priority Team members have done much to educate about paying off my debt & advising me as to how I need to move forward.
Top Ten Reviews writes that
Pacific Debt, Inc offers a solid service that ensures that services are correct for each client. They use TrustPilot ratings as well as their own metrics to arrive at their rankings.
Trustpilot gets more than 1 million reviews a month. Currently, Pacific Debt, Inc has almost 800 reviewers with an
Excellent rating of 80%.
On May 23, 2021, “customer” wrote:
Seems a good fit for my situation. I have some experience with bankruptcy. This program seems a win/win for me. I need to discharge the debt and I have a very small fixed income. So far, so good.
On May 3, 2021 “Downing” joined many other reviewers in praising the debt specialists like Julia, Miriam, Ryan, and Damion. They wrote:
Julia is the best! Julia has been a godsend to me! She is so knowledgeable, kind, caring, thorough, all-around wonderful person... Anybody would be lucky to work with pacific that but especially Julia!
Signing up with Pacific Debt's debt relief program is straightforward.
There are no hidden fees or obligations. We only collect our performance-based fee if and when we secure debt settlements on your behalf.
Debt settlement may initially drop your credit score since accounts will go delinquent. However, eliminating debts can raise your score over time. On average, clients see a 50-100 point increase after completing our program.
Our clients save up to 50% of their total enrolled debt through negotiated settlements with their creditors. We can review your specific situation to estimate potential savings.
Federal student loans currently cannot legally be included debt relief programs. We can, however, assist with negotiating certain defaulted private student loan debts.
As you can see from these verified reviews that Pacific Debt, Inc is well regarded by both financial reviewers and real clients. One of the most common themes is our customer service. Pacific Debt, Inc’s debt specialists are so good that we are consistently awarded #1 in Customer Service.
If you are considering debt settlement, give one of our debt specialists a call. They will give you all the information on all your options so that you can make the best decision for your situation. And if that’s not debt settlement, we’ll refer you to a trusted partner who will be a better match.
Pacific Debt, Inc is an award winning debt settlement company that helps reduce credit card and loan debt. If you’d like more information on how to get out of debt, we are happy to help. We will explain all your options and help you decide which is the best option for you. We can even refer you to trusted partners who can better meet your needs.
If you have more questions, contact one of our debt specialists today. The initial consultation is free, and our debt experts will explain your options to you.
750 B Street Suite 1700 San Diego, CA 92101
Mon-Thurs: 6am - 7pm PST
Friday: 6am - 4:30pm PST
Saturday: 7:30am - 4:30pm PST
Phone: (877) 722-3328
Fax: (619) 238-6709
cs@pacificdebt.com
Phone: (833) 865-2028
Fax: (619) 238-6709
inquiries@pacificdebt.com
Phone: (833) 865-2028
Fax: (619) 238-6709
creditorinquiries@pacificdebt.com
California Privacy Policy | Do Not Sell My Personal Information
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*Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.
*Your visit to our website may be monitored and recorded from essential 3rd party scripts.
*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. We are not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. We are licensed where we engage in business. NMLS # 1250953. The use of our services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825.