Get in touch
(833) 865-2028
inquiries@pacificdebt.com
Last Updated: November 1, 2023
Overview of Pacific Debt Relief
Pacific Debt Relief is a leading debt relief company based in San Diego, CA. Founded in 2000, they specialize in helping consumers lower their debt through consolidation and negotiation of credit card and medical bills.
I got it through a personal recommendation. They are very thorough in what they do and cover everything. We got updated on things through emails and phone calls. They also called us occasionally to make sure that everything was good.
FAQs
How Pacific Debt Relief Works
See if Pacific Debt Relief's debt settlement program is right for your situation.
Our 3-step process includes:
- We assess your debt and budget.
- Negotiate with your creditors.
- Settle your debt through manageable payments.
Why Choose Pacific Debt Relief?
Pacific Debt Relief can help you gain control of your finances again. See what real clients say about their experience with our debt relief services. Our proven process has helped thousands pay off debt for good.
- Marcia "I was very happy with the service and experience I had with Rian when applying with Pacific. I was with another company and was not satisfied."
- Lakeshia "Assisted me in saving money by setting up a much-needed debt program, but she also made it fun and freeing at the same time."
- Oscar "This review is from the Pacific Debt Relief program. Their customer service is just awesome! They were very patient to make sure I understood all the details."
Ready to Become Debt-Free?
If you're struggling with high amounts of credit card, medical, or other debt, Pacific Debt Relief can help you finally eliminate it.
Get your free debt relief consultation today. Our debt specialists will review your financial situation and explain your options for consolidating and settling your debts. There's no obligation to enroll.
Reduce Your Credit Card Debt By Up to Half
BBB Reviews | 4.9/5.0 Rating
"Subscribe, follow, like, share, let's get social..."
"To eliminate debt one household at a time, while placing people first."
California Privacy Policy | 
Do Not Sell My Personal Information
GLBA Privacy Notice | CDRI Accredited Member
*Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.
*Your visit to our website may be monitored and recorded from essential 3rd party scripts.
*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. We are not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. We are licensed where we engage in business. NMLS # 1250953. The use of our services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825. Pacific Debt, Inc. is registered with the California DFPI under the CCFPL registration number 01-CCFPL-1250953-3419036.