Get in touch
(833) 865-2028
inquiries@pacificdebt.com
Last Updated: November 08, 2023
Who is Pacific Debt Relief?
Pacific Debt Relief is a debt relief company helping consumers lower their debt through debt settlement and management programs. Founded in 2002, we have over 20 years of experience negotiating with creditors to reduce balances and create affordable payment plans for our clients. Our mission is to provide caring, ethical service to help people regain financial freedom.
Donna from Mililani Town Hawaii Debt Relief Review
It took me a while to call in and take that first step to clear up my credit. I was very reluctant to call. However, after talking to Richard, I felt a whole lot better about my situation. Although I am just starting, I feel that this is going to work for me.
Key benefits Donna experienced:
- Fast and friendly service
- Felt more hopeful about her financial situation
- Expert guidance on debt relief options
What We Offer
Pacific Debt Relief helps people reduce and eliminate debt through two main programs:
- Debt Settlement: We negotiate with your creditors to settle accounts for less than you owe. Typically save 40-60% off your balances.
- Debt Management: We set up a monthly payment plan to pay down your debt over 3-5 years with reduced interest rates.
Both options can help you get out of debt faster and save money. Our dedicated debt experts walk you through the pros and cons of each program and create a customized plan to fit your needs and budget.
The process is simple - get a free consultation, enroll in a program, make monthly payments to us, and we handle the rest! Most people complete our debt relief programs in 2-4 years.
FAQs
Ready to Become Debt-Free?
If you're struggling with high-interest credit card balances, medical bills, or other unsecured debt, Pacific Debt Relief can help.
Next Steps:
- Get your free debt relief consultation. Speak to a certified debt specialist about your situation.
- Learn about your debt relief options. We'll explain debt settlement, debt management, and other programs to find the right fit.
- Enroll and start your client journey. We'll set you up with an affordable monthly payment plan and get started negotiating your debt.
Take control of your finances and start getting out of debt today!
Book your free consultation!
Reduce Your Credit Card Debt By Up to Half
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"To eliminate debt one household at a time, while placing people first."
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*Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.
*Your visit to our website may be monitored and recorded from essential 3rd party scripts.
*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. We are not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. We are licensed where we engage in business. NMLS # 1250953. The use of our services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825. Pacific Debt, Inc. is registered with the California DFPI under the CCFPL registration number 01-CCFPL-1250953-3419036.