Last Updated: November 08, 2023
Pacific Debt Relief
Pacific Debt Relief is a debt settlement company that helps consumers get out of debt. Founded in 2002, we have over 20 years of experience negotiating with creditors on behalf of our clients. Our goal is to help you become debt-free as quickly and affordably as possible.
James from Truth Or Consequences NM Debt Relief Review
We were needing some help and when we talked to Pacific Debt's people, they sounded like a good company. We signed up for their debt settlement program and we’re still going through it. It’s a really good program and it’s helping us pay off some of our debts. We keep in contact with Pacific Debt's reps and they let us know what’s going on. And if we have any questions, we contact them as well. I’m happy with Pacific Debt's service. They worked with us on our payment and we weren’t left with nothing. I would tell others to go with Pacific Debt if they needed help.James
Truth Or Consequences, New Mexico Debt Relief Review
February 19, 2018
Provided by Consumer Affairs
Our Debt Relief Program
Our debt settlement program is customized to fit your unique financial situation.
Here's how it works:
- First, we conduct a free consultation to review your debts, income, and expenses. This helps us understand your financial position.
- Next, we set up a dedicated account where you will make monthly deposits to save up for settlement offers. We aim to have enough saved to make settlement offers in 24-48 months.
- Our experienced debt negotiators then contact your creditors and attempt to settle your debts for less than you owe. We typically negotiate 40-60% off what you owe.
- Once a settlement is reached, the funds from your dedicated account are used to pay the settlement amount. The rest of the debt is forgiven.
- We continue this process until all your debts are resolved. Throughout the program, we provide support and guidance to help you become debt-free.
More Information
Check out these helpful resources:
- Our debt settlement FAQs
- Client success stories
- Debt calculator to see potential savings
- Apply for debt relief to get started
Let us help you achieve financial freedom. Contact Pacific Debt Relief today!
Reduce Your Credit Card Debt By Up to Half

BBB Reviews | 4.9/5.0 Rating
