Get in touch
(833) 865-2028
inquiries@pacificdebt.com
Last Updated: October 31, 2023
Why Pacific Debt?
Pacific Debt Relief provides customized debt relief solutions to consumers struggling with high amounts of credit card, medical, or other unsecured debt. With over 15 years of experience, our non-profit status allows us to offer services at lower fees than many debt settlement companies.
My team takes care of me. The situation that put me in debt scared the heck pour of me. They make sure I was secure in how they tackle my debt.
Pacific Debt Relief's Approach
Pacific Debt Relief has a customized approach to debt relief. We start with a free consultation to understand your unique financial situation. Then we create a customized debt relief plan that works for your budget.
Key parts of our process include:
- Negotiating with creditors to reduce interest rates, lower monthly payments, and settle balances for a fraction of what is owed
- Consolidating multiple debts into one monthly payment made to Pacific Debt Relief
- Providing budgeting assistance and financial education resources to help clients learn better money management
- Working with credit counselors and financial advisors to ensure clients have ongoing support
- Maintaining dedicated case managers who are with you each step of the way
Our debt experts have extensive experience negotiating with major banks and credit card companies like Bank of America, Chase, Citibank, and American Express. We can get clients results because of our strong relationships and proven negotiation tactics.
Results from Pacific Debt Relief
- Marcia
"I was very happy with the service and experience I had with Rian when applying with Pacific. I was with another company and was not satisfied." - Lakeshia
"Assisted me in saving money by setting up a much-needed debt program, but she also made it fun and freeing at the same time." - Oscar
"This review is from the Pacific Debt Relief Program. Their customer service is just awesome! They were very patient to make sure I understood all the details."
Why Choose Pacific Debt Relief?
With Pacific Debt Relief you can expect:
- Lower fees than traditional debt settlement programs because of our non-profit status
- Experienced debt experts to handle all negotiations
- Customized debt relief plans to fit your budget and situation
- Improved credit scores and financial education resources
- Relief from creditor harassment
Get Your Free Debt Relief Consultation
If you're struggling with high amounts of debt, the first step is to speak with one of our debt relief specialists for a
free consultation. They'll review your full financial situation and explain your debt relief options. Schedule your free consultation today!
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*Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.
*Your visit to our website may be monitored and recorded from essential 3rd party scripts.
*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. We are not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. We are licensed where we engage in business. NMLS # 1250953. The use of our services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825.