Get in touch
(833) 865-2028
inquiries@pacificdebt.com
Last Updated: October 31, 2023
Who is Pacific Debt Relief?
Pacific Debt is a debt relief company founded in 2000 that helps Americans reduce and eliminate debt through debt settlement, debt consolidation, and credit counseling services. With a mission to provide honest debt relief solutions, Pacific Debt has resolved over $250 million in consumer debt.
Nancy from Davenport Iowa Debt Relief Review
They've actively pursued settlements for me. I'm always either emailed or called by the person that handles my services and they let me know how everything is going. They have been doing a good job for me so far. I feel good about it because it's a way for me to get things settled and taken care of. If I was doing this on my own it probably wouldn't happen at all since I don't know who to talk to or how to negotiate settlements. They have been excellent.
Pacific Debt's Debt Relief Process
Free consultation and debt analysis
Clients receive a free debt consultation and analysis of their current debt totals, interest rates, and monthly payments. This helps create a full picture of their debt burden.
Client education on all debt relief options
Pacific Debt educates each client on the different debt relief options like debt settlement, debt consolidation loans, credit counseling, debt management plans, bankruptcy, and DIY debt payoff. Clients learn the pros and cons of each option.
Customized debt relief program enrollment
Based on a client's unique situation, Pacific Debt helps them enroll in the optimal debt relief program, whether it's debt settlement, credit counseling, or a debt consolidation loan. The program is tailored to each client's goals and debt profile.
Aggressive creditor negotiation for settlement
For clients enrolled in debt settlement programs, Pacific Debt conducts aggressive negotiations with creditors to settle debts for a fraction of the total owed. Experienced negotiators leverage different strategies to achieve optimal settlements.
Continuous client support until all debts are resolved
Clients receive continuous support such as savings account monitoring, settlement updates, creditor correspondence assistance, and program changes if needed. This support continues until the client is debt-free.
Pacific Debt Reviews
- Marcia "I was very happy with the service and experience I had with Rian when applying with Pacific. I was with another company and was not satisfied."
- Lakeshia "Assisted me in saving money by setting up a much-needed debt program, but she also made it fun and freeing at the same time."
- Oscar "This review is from the Pacific Debt Relief program. Their customer service is just awesome! They were very patient to make sure I understood all the details."
FAQs
Ready to Become Debt-Free?
If you're struggling with high-interest credit card debt, medical bills, or other unsecured debts, Pacific Debt can help you resolve your debt for less than you owe. Take the first step and
schedule a free debt consultation today.
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*Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.
*Your visit to our website may be monitored and recorded from essential 3rd party scripts.
*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. We are not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. We are licensed where we engage in business. NMLS # 1250953. The use of our services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825.