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(833) 865-2028
inquiries@pacificdebt.com
Last Updated: October 27, 2023
Overview of Pacific Debt Relief
Pacific Debt Relief is a leading debt settlement company based in San Diego, CA. Founded in 1998, they have over 20 years of experience helping consumers settle credit card and other unsecured debt. To date, they have resolved over
1 billion in consumer debt.
Jim from Phoenix Arizona Debt Relief Review
After reading reviews of the best debt settlement companies we contacted the top three. Pacific Debt received top marks. Doing phone interviews let us know there is a difference between companies. Pacific Debt, Inc was thorough in explaining the process, helped us feel as comfortable as possible in making a difficult decision, and, best of all, was able to settle our debt at a significantly reduced payment. In the final analysis, we feel very confident in our decision to work with Pacific Debt - knowing that there is light at the end of the tunnel.
If you're struggling with credit card or other unsecured debt. Click here to see more Arizona debt relief reviews.
Here are some tips to consider:
- Track your spending to understand where your money is going each month.
- Try to increase income with a side hustle or part-time job if possible.
- Prioritize minimum payments on secured debt like auto loans or mortgages
- Consider debt management or credit counseling if you need help with a debt repayment plan.
- Research reputable debt relief companies like Pacific Debt Relief to settle debt for less than you owe.
With early intervention and the help of a trusted partner like Pacific Debt, you can take control of your debt situation. Don't wait - seek assistance today.
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"To eliminate debt one household at a time, while placing people first."
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*Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.
*Your visit to our website may be monitored and recorded from essential 3rd party scripts.
*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. We are not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. We are licensed where we engage in business. NMLS # 1250953. The use of our services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825.